Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Olivia

I recommend Health Paws insurance (HP)

I recommend Health Paws insurance (HP). My older dog (7 years) and my younger dog (2 years old) and my two granddogs are all covered by HP and we have had good experiences with HP. They are reasonable and promptly reimburse bills!
5

out of 5

POSTED: | BY: Karen

I highly recommend Healthy Paws insurance

Our older (7 years) and younger (2 years) dog are both insured by HP. We are very happy with the insurance. They have always been quite reasonable and very prompt in processing and sending reimbursement for our vet bills!
5

out of 5

POSTED: | BY: Christine L

Human insurance companies could learn a thing or two from Healthy Paws...

Human insurance companies could learn a thing or two from Healthy Paws Pet Insurance, truly. When I had to put my first dog down and emailed Healthy Paws with a heavy heart to end my policy, I never thought that I would receive a condolence card in the mail with personalized messages signed by every staffer in the office a week later--the compassion and care that went into such a simple act brought me to tears. Human insurance companies don't do that... Fast forward two years and we got another rescue puppy: there was no question that I would immediately return to Healthy Paws. However, I was thrown for a loop when around Tycho's first birthday, I took him to the vet because he was limping and was told that he needed two knee replacements. At almost $4500 each, I would never have been able to give my big fur baby the care he deserves without Healthy Pets. I submitted all of Tycho's medical history and all of his receipts and within a week of each claim, I received checks in the mail. Again, if only human insurance policies were so simple and accommodating... But that's not all! (I feel like an infomercial, but that's seriously how confident I am in this company.) Amidst the stress of helping my dog recover from his surgery, Healthy Paws customer service sent me follow-up emails to check on Tycho and see how he was doing--TWICE! When was the last time your HUMAN insurance did something like that? I will fur-ever use and promote Healthy Paws to my family and friends. They have cracked the code on customer service on so many levels while simultaneously making claims simple and straight forward.
5

out of 5

POSTED: | BY: Christine

If only human insurance was as good as my pet insurance!

Human insurance companies could learn a thing or two from Healthy Paws Pet Insurance, truly. When I had to put my first dog down and emailed Healthy Paws with a heavy heart to end my policy, I never thought that I would receive a condolence card in the mail with personalized messages signed by every staffer in the office a week later--the compassion and care that went into such a simple act brought me to tears. Human insurance companies don't do that... Fast forward two years and we got another rescue puppy: there was no question that I would immediately return to Healthy Paws. However, I was thrown for a loop when around Tycho's first birthday, I took him to the vet because he was limping and was told that he needed two knee replacements. At almost $4500 each, I would never have been able to give my big fur baby the care he deserves without Healthy Pets. I submitted all of Tycho's medical history and all of his receipts and within a week of each claim, I received checks in the mail. Again, if only human insurance policies were so simple and accommodating... But that's not all! (I feel like an infomercial, but that's seriously how confident I am in this company.) Amidst the stress of helping my dog recover from his surgery, Healthy Paws customer service sent me follow-up emails to check on Tycho and see how he was doing--TWICE! When was the last time your HUMAN insurance did something like that? I will fur-ever use and promote Healthy Paws to my family and friends. They have cracked the code on customer service on so many levels while simultaneously making claims simple and straight forward.
5

out of 5

POSTED: | BY: Fran Sedini

Healthy paws literally saved Betsy’s…

Healthy paws literally saved Betsy’s life 10 Out of 10 RECOMMENDED I cannot say enough good things about healthy paws. Without this insurance I wouldn’t have been able to afford to treat my dog’s pneumonia and I would have had to put her down or let her die. In the past month Betsy’s treatment has included emergency room visits, hospital stays, oxygen chamber , meds, X-rays , and blood work . The cost to date is close to $10,000 and still counting. I charge the visit and file the claim immediately. I have been receiving claim payments deposited directly into my bank account within 2-3 days of filing the claim. The coverage amount is unlimited. The things that are not covered are the office visits/consult and the typical well care like vaccines and prevention. That is small concession to make to have all the other benefits. I had another Shihtzu prior to Betsy who had pet insurance from another company that started with a “V” . They always seemed to find a reason not to pay a claim. I urge anyone with a pet to consider this company. I have recommended them to many of my friends who have pets and they have been happy with them as well.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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