Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Martie H

Duchess’s surgery

😊
1

out of 5

POSTED: | BY: Elizabeth F

Quick to take your money

Quick to take your money, but when you want to cancel they don’t want to refund it back for a claim they couldn’t even help with ! Don’t trust them ! I thought I was making the right choice with them for my puppy but I was wrong, definitely should’ve went with another insurance. Thanks for taking my money !
5

out of 5

POSTED: | BY: Kate K

The best choice I made for our pup

When we first got our rescue pup, I hesitated about the need to get pet insurance for her. Nearly a year later, I'm so glad I did. I'm extremely thankful for Healthy Paws who has been awesome to work with as our dog unexpectedly developed a number of medical problems. They have taken a lot of the stress out of the process, are quick with reimbursements, and overall have been amazing. They should go into human health insurance as they are much nicer to deal with than my own health insurance! Thanks Healthy Paws!
5

out of 5

POSTED: | BY: Liane

Peace of mind with a reliable insurer

I was skeptical about pet insurance, but I haven’t regretted it once since I insured my 4-year-old rescue mix just over two years ago. Healthy Paws offers a number of options (deductible, coverage rate etc.) and they’ve been really easy to work with. I’ve never had a claim denied — diagnostics, medications, and a surgery have all been covered at the agreed-upon rate without question. Because diagnostics are covered, I never have to think twice about having the vets do everything they can to find out what’s wrong when there’s a problem. Claims are easy to submit and they are processed quickly. As with any type of contract, read the policy documents, be sure you understand what is included and how the coverage works, and you won’t have any unpleasant surprises. It’s been worth every penny for me.
5

out of 5

POSTED: | BY: Angie Tyndall

Thankful for Healthy Paws!

Healthy Paws has been so helpful to have for our bulldog Stella. They’ve always provided fast and friendly service and checked in on Stella after a major surgery she needed. English Bulldogs can come with a number of health issues in their lives. Being a family that adopts and rescues bulldogs we need all the help we can get. Of course in our case with Stella she had no preexisting conditions since she came to our family pretty young. Healthy Paws definitely helps with those unexpected medical expenses. Does not cover everything of course. Preventative care is not covered. But unexpected surgeries or monthly allergy injections which Stella needs are covered up to 80% and that helps so much!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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