Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Nathalie Klasens

Healthy Paws made a stressful time easier

Our French Bulldog Gus needed his second spine surgery for a compressed/ruptured disc and like during the first surgery, Healthy Paws stepped up and delivered. They approved and paid the claim quickly and worked directly with our hospital. I am grateful to have insurance that delivers when you most need them.
5

out of 5

POSTED: | BY: Nathalie Klasens

Healthy Paws helped make this unexpected situation a lot easier

Our Gus sadly compressed/ruptured a second disc in his back and required another spine surgery. Again Healthy Paws stepped up and eased this stressful time working with our surgeon and the hospital. The claim was approved and paid quickly even though COVID-19 caused a few glitches in communication. They again checked on Gus after he came home from the hospital to make sure he was doing well. Definitely can recommend them.
5

out of 5

POSTED: | BY: Melissa Martin-Duquette

Quality care provided for me and my pet

I am a certified veterinary technician and have worked in emergency animal medicine for the past 11 years. I am no stranger to emergencies. However when my personal pet, an 8 month old puppy " Racket" fell ill with a 105.9 fever and landed in the emergency room, and was admitted to the ICU I saw emergency from a different angle. We initially did not know what was wrong and the differential list included canine distemper, meningitis, and other very scary life threatening illnesses. I had to sign a $5000.00 estimate a week before Christmas for her work up, and hospitalization. Luckily we came to a pneumonia diagnosis quickly and she was started on IV antibiotics, and fluids. Healthy Paws was there for me the whole time. I called panicked after she was admitted about money and was reassured of my policy, I easily submitted my claims via the Healthy paws application, I recieved Emails updating me on the progress of my claim, and despite it being the holiday season, 2 weeks after she was home, and my claim had been submitted, I recieve an Email that my insurance claim check was on the way. Not only that I recieved Emails from real life humans checking to see how Racket was doing after her hospitalization. Healthy Paws has proven to be a vital part of my pets veterinary care and I will be insuring all future pets with them as well. Not to mention I have reccomend all my friends get it as well. Thank you Healthy Paws!!
5

out of 5

POSTED: | BY: Suzanne

Thank you Healthy Paws!

When I brought my puppy home, I hesitated at the need for pet insurance. Thankfully, I listened to a coworker who attested to the service that Healthy Paws provides. When my little fur guy was only 8 months old he exhibited some lameness in his leg. It has been a long road to get him the right diagnosis and treatment and Healthy Paws allowed me to focus on the best care without the stress of the financial burden. They have processed claims quickly - almost always within 48 hours - have followed up to check on him, and been there every step of the way. I'm so very grateful for the care and compassion they provide to keep my pup happy and healthy.
5

out of 5

POSTED: | BY: Suzanne Solon

I don't know what we'd do without Healthy Paws!

My 8 month old puppy began experiencing lameness that was misdiagnosed. It took expensive diagnostic testing to get to the bottom of it and him on the road to recovery. Healthy Paws has been right there every step of the way - processing claims quickly, communicating on status and showing the utmost care and compassion for my pup. The best decision that I made is selecting Healthy Paws for my pet! I can't say enough about their amazing service.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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