Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Victoria

Thanks Healthy Paws plan was able to provide the best medical care to my dog and cat

Thanks Healthy Paws Insurance my dog have an access to the best medical care. I am happy member since 2012. The service is excellent and the claims are getting processed for less than 24 hrs after submission.
5

out of 5

POSTED: | BY: Donna

Quick Claim Processing

I am very happy with Healthy Paws! I've had two cats in the past year get very sick with a coronavirus at different times. They are both young and vaccinated, so this was unexpected. Maybe a new strain for cats? I had bills of over a thousand dollars for each cat, and it was extremely helpful that I quickly reimbursed by Healthy Paws. You never know when your pets may get an unexpected sickness. I've had pets for over 30 years and I've been burned by very high vet bills. I am glad I chose Healthy Paws, and I would highly recommend.
5

out of 5

POSTED: | BY: Jenna Drapkin

Healthy Paws Pet Insurance on 1 year old Wire-Hair Pointer

I have had Healthy Paws Insurance on several of my dogs over the years and this year we had to submit a claim for our 1 year old wire-hair pointer, Helga. She developed a cataract on her right eye and because she is a hunting dog, it was very important for us to go through with the surgery. Helga is doing well and recovering, but it has been a long road. The easiest part of this entire thing has been working with Healthy Paws. Uploading the claims is so easy and within days I had answers on what was covered. I have received over $4,200 from Healthy Paws to cover her eye surgery thus far. Thank you for making this hard situation a lot easier.
5

out of 5

POSTED: | BY: Nadine

Best decision I've made for my fur baby!

I've been with Healthy Paws for the last 5 years. I can't say enough about how amazing it's been to have that piece of mind for my fur baby. Chloe had two major health scares and Healthy Paws was there for me, helping and supporting Chloe and I every step of the way. Claim processing is so easy, conveneient and fast. I'm amazed by their policy, professionalism and customer service. I've also recommended Healthy Paws to everyone I know who has a pet. I wish human health insurance was this great!! Keep up the amazing work, Healthy Paws!!!
5

out of 5

POSTED: | BY: Nadine

Absolutely, hands down the best decision I made for Chloe

I've been with Healthy Paws for the last 5 years. I can't say enough about how amazing it's been to have that piece of mind for my fur baby. Chloe had two major health scares and Healthy Paws was there for me, helping and supporting Chloe and I every step of the way. Claim processing is so easy, conveneient and fast. I'm amazed by their policy, professionalism and customer service. I've also recommended Healthy Paws to everyone I know who has a pet. I wish human health insurance was this great!! Keep up the amazing work, Healthy Paws!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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