Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Robbi Mckenzie

Best service possible

I have a young little shorkie that has the tendency to eat things off the ground, apparently she ate a piece of bark and got stuck in her intestine. She has IBS issues so i just assumed she was not feeling well, but 5 days later she stopped eating and had to rush her to the ER in Santa Cruz. They did emergency surgery on her that evening and was in ICU for 3 days. This cost me over $8,000 and submitted my claim to healthy paws and had been reimbursed my policy 80% within 3 days and over the holidays. I even got an email from the customer service team asking for an update. LOVE THEM
5

out of 5

POSTED: | BY: Lori Luzader

Healthy Paws was the BEST decision I ever made!

I did extensive research on various policies when I purchased Healthy Paws coverage for my puppy seven years ago. I have not regretted my Healthy Paws decision. My dog, Phoebe, recently experienced serious seizures which required a neurology consult. The insurance claim process is easy and I received my reimbursement check within 2 weeks of my claim. Amazing.
5

out of 5

POSTED: | BY: Libby Navarro

Saved me thousands of dollars and my fur baby's life

At the time he was diagnosed with a level 3 (aggressive) Mast Cell Tumor, my sweet fur boy was only six years old. He went through two surgeries and four chemo treatments. Healthy Paws covered 90% of his care, saving me thousands of dollars. I was able to provided the absolute best care for my boy without having to worry about the cost, which was truly a blessing. We are now a year and a half out from his initial diagnosis and Buddy appears to be cancer-free! I highly recommend Healthy Paws Pet Insurance. They make it easy to submit claims, reimburse cost quickly, and will NEVER drop your pet from insurance regardless of their diagnosis. My boy is alive today because of them. They truly are the BEST.
5

out of 5

POSTED: | BY: Libby Navarro

Mast Cell Cancer Diagnosis

At the time he was diagnosed with a level 3 (aggressive) Mast Cell Tumor, my sweet boy was only six years old. He went through two surgeries and four chemo treatments. Healthy Paws covered 90% of his care, saving me thousands of dollars. I was able to provided the absolute best care for my boy without having to worry about the cost, which was truly a blessing. We are now a year and a half out from his initial diagnosis and Buddy appears to be cancer-free! I highly recommend Healthy Paws Pet Insurance. They make it easy to submit claims, reimburse cost quickly, and will NEVER drop your pet from insurance regardless of their diagnosis. My boy is alive today because of them. They truly are the BEST.
5

out of 5

POSTED: | BY: Kelly Tieger

Peace of mind!

I wish my insurance was as good as my dog's! Seriously, Healthy Paws is the best. The premium is low, the deductible is low, and the coverage is great. When my dog ate an enormous bar of dark chocolate in the middle of a blizzard (true story) and we had to take him to the ER, we were so relieved to know that Healthy Paws would have our backs and reimburse 80% of the costs, once we met the deductible. It was true peace of mind knowing we could tell the doctors to do whatever they had to do to save our pet. When we got home, we filed the claim in 30 seconds, and received a check for reimbursement in NO time. Healthy Paws even followed up with us to see how our dog was doing!! I highly recommend Healthy Paws for total peace of mind and ease of experience.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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