Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Samantha Salvaggio

Best Decision We've Ever Made

This review is frankly long overdue. Healthy Paws is, and continues to be, the best decision we've ever made for pet insurance. We have a French bulldog named Toast that has had a myriad of health problems over the 5 years that we've had her - from needing eye surgery to multiple bouts of hospitalization for pneumonia and other lung related issues. It has been the best peace of mind to have Healthy Paws have our backs in every way - I haven't had to worry about expensive procedures or medicines because Healthy Paws has had my back for 5+ years. Instead of focusing on the cost, I can instead focus on my sweet girl. The claims are always processed quickly, and the customer service agents email to check in and have sent cards over the years! Would highly recommend Healthy Paws for pet insurance and peace of mind for your life. Well worth the cost!
5

out of 5

POSTED: | BY: Customer

Best pet insurance ever!

Years ago, I learned the value of having pet insurance when my first German Shepherd had a reaction to an antibiotic that almost killed him. With my latest dog, we decided to switch to Healthy Paws because of the simplicity of filing claims, and its straightforward reimbursement process. From the beginning, our experience with Healthy Paws has been nothing short of amazing -- especially when our dog became very ill with an autoimmune disease that required expensive diagnostics and medications. There was no pushback whatsoever, no repeated requests for additional documentation, and no questions about his treatment. I cannot say enough about this company, or its people. It has been five star all the way, and our dog is back to himself. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Molly Gilmore

Fantastic

Years ago, I learned the value of having pet insurance when my first German Shepherd had a reaction to an antibiotic that almost killed him. With my latest dog, we decided to switch to Healthy Paws because of the simplicity of filing claims, and its straightforward reimbursement process. From the beginning, our experience with Healthy Paws has been nothing short of amazing -- especially when our dog became very ill with an autoimmune disease that required expensive diagnostics and medications. There was no pushback whatsoever, no repeated requests for additional documentation, and no questions about his treatment. I cannot say enough about this company, or its people. It has been five star all the way, and our dog is back to himself. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Robbi Mckenzie

I have a 2 YO that had to have…

I have a 2 YO that had to have emergency surgery and cost me over $8000. I sent in my claim and was sent a refund within 3 days at my 80%. I am so blessed to have this coverage which during these times is so important. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Robbi Mckenzie

Best service possible

I have a young little shorkie that has the tendency to eat things off the ground, apparently she ate a piece of bark and got stuck in her intestine. She has IBS issues so i just assumed she was not feeling well, but 5 days later she stopped eating and had to rush her to the ER in Santa Cruz. They did emergency surgery on her that evening and was in ICU for 3 days. This cost me over $8,000 and submitted my claim to healthy paws and had been reimbursed my policy 80% within 3 days and over the holidays. I even got an email from the customer service team asking for an update. LOVE THEM

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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