Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,184

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jamie Prieto

Great customer service!

Our little 7 month old Biewer Terrier ate sugar free gum and we almost lost him. The pet hospital bill was going to be outrageous, however we did not have to stress about it because we had pet insurance through Healthy Paws. I submitted our bill through the app online and within 24 hours our claim was being processed. They also offer direct deposit so our reimbursement will go directly into our account and we don’t have to wait for a check in the mail. We received emails from Healthy Pass checking in on our little guy. I could not be happier with the process and the company!
5

out of 5

POSTED: | BY: Alexis

My cat had a urinary blockage, thankfully HealthyPaws was here for us

A month ago my cat was straining to urinate. One day he wasn't able to pee at all. After taking him to the ER, they told us that he had a blockage, and that they had to perform surgery, a Perineal Urethrostomy Surgery. The cost was pretty high, but thankfully HealthyPaws covered most of the cost! Highly recommend! The only thing is that HealthyPaws does not put the money upfront. You need to put it from pocket, and then they would eventually refund you.
5

out of 5

POSTED: | BY: Cheryl

Best Pet Insurance Ever

We have used several pet insurance companies in the past and glad we found Healthy Paws. Filing a claim is simple and they process the claim quickly. We highly recommend using them.
5

out of 5

POSTED: | BY: Alexis Darnat

My cat had a urinary blockage, thankfully healthypaws was here for us!

A month ago my cat was straining to urinate. One day he wasn't able to pee at all. After taking him to the ER, they told us that he had a blockage, and that they had to perform surgery, a Perineal Urethrostomy Surgery. The cost was pretty high, but thankfully HealthyPaws covered most of the cost! Highly recommend! The only thing is that HealthyPaws does not put the money upfront. You need to put it from pocket, and then they would eventually refund you.
5

out of 5

POSTED: | BY: Cheryl Beguelin

We have used several pet insurance…

We have used several pet insurance companies in the past and glad we found Healthy Paws. Filing a claim is simple and they process the claim quickly. We highly recommend using them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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