Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
3

out of 5

POSTED: | BY: Amanda Gonzalez

They WILL RAISE your premium

We thought Healthy Paws was a great insurance because our claims get approved quickly and AT FIRST it was very affordable but going on our 3rd year now they have increased our premium $100 the second year and now $60 this third year. We started paying $58 a month and now we will need to pay $200. In the middle of a pandemic, how do they expect people to afford this? I assume it’s because of the amount of claims we have filed for our dog yet their policy CLEARLY states they don’t raise premiums for filing claims. I am enraged that I have to pay more in premiums for my dog than I do for myself and that this company thinks it’s okay to triple your premium in 2 years.
5

out of 5

POSTED: | BY: Rachel Miller

Highly Recommend Healthy Paws!

I highly recommend Healthy Paws. I pay roughly $44/month for a plan that includes a $250 annual deductible and 90% coverage after that for emergencies and illnesses, excluding the office visit fee. It was the most reasonable monthly premium I could find. Their website is very easy to use. Simply drag and drop the invoice, and claims are usually processed within 1 business day, with a breakdown of what was and wasn't covered. When my pup severely cut her leg, knowing I had this financial support allowed me to focus on quickly getting her the late-at-night emergency care she needed. Staff are very responsive and empathetic, and even followed up to see how my pup was recovering.
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1

out of 5

POSTED: | BY: Carol Gregory

Difficult to be reimbursed.

My Skeeter died in December 2020 and I'm still fighting for reimbursement in March 2021.
5

out of 5

POSTED: | BY: Maureen Mitchell

Healthy Paws is the best!

Our 2 year old French Bulldog, Lucy, has had a tough 2020-2021 Winter, - hospitalized for aspiration pneumonia, then brachycephalic surgery and an endoscopy. It's been very nerve-wracking and worrisome for us as her owners! Fortunately we have her covered by Healthy Paws and so the financial aspect of the mounting veterinary bills was one thing we did not have to worry about. I can't say enough good things about Healthy Paws!! Their website is very easy to navigate and claims are processed efficiently and checks sent quickly. I have complete confidence in Healthy Paws and highly recommend them to any pet owner!
1

out of 5

POSTED: | BY: Peter Posadas

Worse Service keep asking all the time records and delays paying claims

We sent all the information they asking for...and still delaying our claim saying still missing information it have been three weeks ..spoke with them 3 times not results...terrible company
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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