Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Randi Davis

Easy and honest

I never bought insurance before because I had older pets. We took in a stay during covid who was 2 years old so on a whim I bought insurance. He turned out to have a health issue that required expensive surgery. They didn't care that I was a new client. I asked if it was covered. They said yes. And they covered it. Simple. No fighting with anyone. No problems. My pet is amazingly better after the procedure.
5

out of 5

POSTED: | BY: David C

Quick and Easy

Extremely easy and fast submitting claims especially when using their app. Sometimes the claim is completed within the same day and direct deposited into my bank account on file. Rarely need to have any correspondence with anyone.
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5

out of 5

POSTED: | BY: David Choi

Quick and Easy

Extremely easy and fast submitting claims especially when using their app. Sometimes the claim is completed within the same day and direct deposited into my bank account on file. Rarely need to have any correspondence with anyone.
5

out of 5

POSTED: | BY: Sherry Hales

Healthy Paws took care of us!

Healthy Paws has been a lifesaver for us! A few weeks ago our nine year old labradoodle tore her CCL while chasing a squirrel. Our vet referred us to a surgeon at Blue pearl surgical center. We found out the surgery would be $3800. I was relieved to have been smart enough to purchase pet insurance years ago. However, the surgical center required payment up front. Healthy Paws saved the day with their direct pay option. Once they received the estimate invoice, they communicated directly with surgical center and payment was made the day following surgery! The surgical center added Healthy Paws to their list of insurances to receive direct pay from. Amazing service! I can’t say enough about how completely seamless they made this stressful situation. They took over and took care of us while we took care of our sweet Annabelle! Healthy Paws is the best!!!
5

out of 5

POSTED: | BY: Beth Hubbard

I used Healthy Paws for surgery on my…

I used Healthy Paws for surgery on my dog. The process was fast and easy. The customer care agents were very knowledgeable and caring. They paid my claim directly to Healthy Paws. They contacted me several times to see how my dog was healing. I will definitely continue to pay my premiums to Healthy Paws.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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