Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lar

Healthy Paws is the Best!!

I cannot say enough about how wonderful our Healthy Paws Family is! We absolutely love this company, the customer service is second to none. They are amazing at processing claims quickly and efficiently. They also follow up through email to make sure our baby is ok after we have filed a claim and truly care about their clients! The rates are affordable with different plan offerings and the reimbursement is great!! You will not regret covering your fur babies with Healthy Paws!
5

out of 5

POSTED: | BY: Lauren Smith

Amazing Pet Insurance

I cannot say enough about how wonderful our Healthy Paws Family is! We absolutely love this company, the customer service is second to none. They are amazing at processing claims quickly and efficiently. They also follow up through email to make sure our baby is ok after we have filed a claim and truly care about their clients! The rates are affordable with different plan offerings and the reimbursement is great!! You will not regret covering your fur babies with Healthy Paws!
5

out of 5

POSTED: | BY: Daniel Perez

Fanastic, Kind, and Timely Pet Insurance!

We've had Healthy Paws policies for our pets for 6 years now, and we are very happy with the level of service they have provided us over the years. When adding a pet, they are very thorough, but it's necessary and has the added bonus of making sure we have records of our pet's histories, which we like to keep track of anyway. The younger the pet, the easier it is to enroll! Once enrolled, though, upkeep is very simple. I just take pictures of all my pet's invoices/labs and submit a claim on my phone, no writeup required. We recently experienced our first incident where we went beyond our deductible due to our cat being hospitalized for a week. Luckily, he came out of it like a champ. Since they had all my records already, it was simply a matter of submitting the new invoice/lab pictures. Within 2 days, all of my claims had been approved without question or hassle, and I received the check in the mail within the week. They even cover medications, which he now has to be on, which is a huge help. They also followed up with an email to see how our boy was doing. The customer service is definitely awesome! One last note: When one of our dogs passed away, we had to remove her from our insurance. Shortly thereafter, we received a handwritten letter in the mail signed by many folks to offer their condolences, which was incredibly sweet during such a rough time.
5

out of 5

POSTED: | BY: Daniel Perez

Fantastic, Kind, and Timely Pet Insurance

We've had Healthy Paws policies for our pets for 6 years now, and we are very happy with the level of service they have provided us over the years. When adding a pet, they are very thorough, but it's necessary and has the added bonus of making sure we have records of our pet's histories, which we like to keep track of anyway. The younger the pet, the easier it is to enroll! Once enrolled, though, upkeep is very simple. I just take pictures of all my pet's invoices/labs and submit a claim on my phone, no writeup required. We recently experienced our first incident where we went beyond our deductible due to our cat being hospitalized for a week. Luckily, he came out of it like a champ. Since they had all my records already, it was simply a matter of submitting the new invoice/lab pictures. Within 2 days, all of my claims had been approved without question or hassle, and I received the check in the mail within the week. They even cover medications, which he now has to be on, which is a huge help. They also followed up with an email to see how our boy was doing. The customer service is definitely awesome! One last note: When one of our dogs passed away, we had to remove her from our insurance. Shortly thereafter, we received a handwritten letter in the mail signed by many folks to offer their condolences, which was incredibly sweet during such a rough time.
5

out of 5

POSTED: | BY: Sylvia Cherry

Literally a life saver

Our beloved "dream dog" Ozzy started limping and after going to a "regular" vet we took him to a specialist to determine the cause. Our hearts just dropped when we got the diagnosis of osteosarcoma. Thankfully it was not yet in his lungs but the only solution to stop the intense pain from bone cancer and a certain potential for fracture was to amputate his front left leg. It has been a horrible, sad process. But after 2 weeks he's finally starting to act more like himself. We are so grateful to have Healthy Paws. We never ever expected anything like this to happen especially at only 7 years old. The costs have been in the thousands and will continue with the prescribed chemotherapy. I have had insurance with another company with past pets and they don't even come close. I feel Healthy Paws is our partner in our dog's chance of survival for a few more years. Sylvia Cherry, Miami FL

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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