Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sara S.

Our pup came down with a pretty nasty…

Our pup came down with a pretty nasty stomach bug, causing him to spend two nights in the animal hospital. Once he got better and the dust settled, I submitted a claim to Healthy Paws. The whole process was incredibly easy! After uploading the necessary documents to their website, which was really simple, I received a confirmation email immediately. A day or two later, I received an official claim number, and then the itemized reimbursement statement about 5 days later. Then reimbursement check also came very promptly. It was a very smooth process! About a week later, they sent me a personalized email checking in on our dog, which was so thoughtful!
1

out of 5

POSTED: | BY: Marcia Ciro

Rates rise astronomically every year!

I live in New England, in the Boston area. I understand that it is an expensive place to live, but there are a LOT of dogs. My premium has gone up $80 in the last 2 years. Every May, it's been going up an average of $20–30. What they tell you is that, sure, they will never raise premiums because you use the insurance, but they raise it like hell if other people use it. I have been paying into Healthy Paws for 7 years, my adopted dog is 10 years old, so will be virtually ineligible at other insurance companies. I am hoping to retire soon; trying to afford over $100/month for my dog after paying in for so many years is scaring me to death.
5

out of 5

POSTED: | BY: Rhonda Trad

Get Healthy Paws insurance for peace of mind!

Our dog Tofu recently underwent surgery for an intestinal obstruction. His recovery was complicated and we were very worried about him pulling through. The stress of taking care of Tofu was difficult enough; at least we didn't have to worry about the high medical expenses thanks to the excellent coverage we have through Healthy Paws. Healthy Paws Pet Insurance covered everything they promise to cover with no questions asked and with a quick turn around time. I would highly recommend everyone who loves their pet to take out a Healthy Paws insurance for peace of mind. The last thing you want to worry about while caring for your sick pet is how you're going to cover the bills!
5

out of 5

POSTED: | BY: Michelle Lowenberg

Caring and ethical - everything you would want from a pet insurance company

Incredible company. Responsible, ethical and there when you need them. They have been with me for two pets and I will use them for all peta in the future.
5

out of 5

POSTED: | BY: Rhonda T

For peace of mind, get Healthy Paws Insurance!

Our dog Tofu recently underwent surgery for an intestinal obstruction. His recovery was complicated and we were very worried about him pulling through. The stress of taking care of Tofu was difficult enough; at least we didn't have to worry about the high medical expenses thanks to the excellent coverage we have through Healthy Paws. Healthy Paws Pet Insurance covered everything they promise to cover with no questions asked and with a quick turn around time. I would highly recommend everyone who loves their pet to take out a Healthy Paws insurance for peace of mind. The last thing you want to worry about while caring for your sick pet is how you're going to cover the bills!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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