Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ashley

Wonderful customer service, prompt

Due to me working in veterinary medicine and dealing with so many pet insurances I get to experience many on the market. I did a lot of personal research and I felt that Healthy Paws is the best choice for my fur-babies and I highly recommend!
5

out of 5

POSTED: | BY: Lisa

Excellent Response

Healthy Paws has repeatedly been quick in their response and the reimbursement has been speedy and in an amount of what I have expected based on our plan. Have recommended them to friends and will continue to recommend.
5

out of 5

POSTED: | BY: Lisa

Excellent

Healthy Paws has been awesome since I got my puppy. They are speedy in their responses and reimbursements. I have not had to question any of our claims as they have given me detailed breakdowns every time.
5

out of 5

POSTED: | BY: Robert

ACL TPLO SURGERY

Moxie has now had 4 knee surgeries and a tendon surgery, along with lots of rehab. Throughout, Healthy Paws was outstanding, claims were so easy to submit and customer service was flawless. Ok so the policy increased after the first claims which I fully understand, but was still worth every penny. We do have another dog on the policy and wouldn’t even consider another company. If you are thinking about signing up, look no further.
2

out of 5

POSTED: | BY: TD

Raise your rates every year.

First I say when I initial insured my dog with them everything seemed fine. Responsive customer service and the like. Then after the first year with no claims raised my rates $5 per year 45-50. My dog was 1 year old. Since that time they have raised it every year. He just turned 5 and they have now raised it to $87 for 2021. I have filed one claim in the 5 years I have had him. This is a complete RIPOFF. So just to see what would happen I went back to their website and entered a factious pet with the same information as my dog, current weight and age with the same benefits. The quote I received ..... $47 ?????? So they get you on the hook and then increase your premiums every year. What a scam. I'm not real sure how they end up with such high rating every year. They probably have people or employee pad their reviews. Unless you like getting ripped off I would recommend not using them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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