Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,184

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Randi Heller

Best Pet Insurance Available

Healthy Paws Pet Insurance has been the best thing I have ever purchased for my dogs. I have 4 dogs (all covered through Healthy Paws) and have had nothing but wonderful experiences with this pet insurance. The claims submittal is extremely easy (only have to submit a picture of the invoice). The processing of claims and reimbursement is extremely quick (within a few days max). I would not have been able to give my dogs the best veterinary care they need if I did not have a policy with Healthy Paws. I have so many examples. But just a few: My one German Shepherd has recurring perianal fistulas. We have been through the ringer with this. Antibiotics, steroids, laser treatments, and finally immunosuppressants (Atopica). This medication is EXTREMELY expensive. Healthy Paws has covered all of these different treatments, including the expensive medication (approximately $345 per month). There would be no way I could cover this cost myself. My other German Shepherd was severe hip dysplasia. Since she was covered prior to turning 6 years old and did not show symptoms of hip problems within the first year of coverage, Healthy Paws has been a life saver for my poor pup. For the past few years, she has shown extreme pain and we started anti-inflammatories (Galliprant) as well as gabapentin to relieve some of her pain. This past year (at age 8), we performed x-rays and my vet said if we do not intervene with more invasive techniques, she would not see my dog making it through the next year. We were referred to an orthopedic surgeon for possible total hip replacement surgery. We decided to try the gold standard and replace her right hip on December 16th, 2020. The cost was astronomical (almost 5 figures). I submitted my claim to Healthy Paws on the day she was released from the hospital (December 18th). Due to the upcoming holidays and extensive medical records, there was a bit of lag between submitting and being reimbursed. But the first week in January, I was reimbursed 90% (per my policy option) of the total cost of the surgery. Healthy Paws literally saved my dogs life. Every person who asks me about pet insurance hears raving reviews of Healthy Paws Pet Insurance. Even anyone who talks to me about veterinary bills or upcoming adoptions will also receive a long list of why pet insurance is so important and why Healthy Paws should be their choice of insurance. I would not insure my pets through any other company other than them.
1

out of 5

POSTED: | BY: TKM

Keep raising their rates

Healthy Paws has raised their rates twice recently without providing more value to customers, even long-time customers. Avoid them!
5

out of 5

POSTED: | BY: Miranda Miller

Excellent Insurance

Our dog Zoey has been covered by Healthy Paws Insurance since 2014 and they have always been reliable with an easy claims process. Recently Zoey suffered an injury that caused a fractured tooth and Healthy Paws provided excellent coverage for her treatment. Very thankful to have Zoey on Healthy Paws Insurance.
5

out of 5

POSTED: | BY: Deb Del Duca

I cannot say enough about healthy paws…

I cannot say enough about healthy paws insurance my lab or doodle was one year old and has had two surgeries that were very very intricate. They consisted of having both legs broken having plates and screws and healthy pause was there the entire time financially I would’ve never been able to afford this if it wasn’t for them. I recommend them highly above all other insurance. Thanks Healthy Paws!!
5

out of 5

POSTED: | BY: Jan Crary

Healthy Paws is excellent

Every part of the process of working with Healthy Paws has made our experience getting a diagnosis for our sweet rescue puppy. Submitting claims is easy. Ongoing communication of their process was crystal clear. As promised financial reimbursement, received quickly. AND, delightful customer service. They answer questions, followed up to see how our pup fared after her vet care. I highly recommend Healthy Paws to all pet owners!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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