Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Beth Hubbard

I used Healthy Paws for surgery on my…

I used Healthy Paws for surgery on my dog. The process was fast and easy. The customer care agents were very knowledgeable and caring. They paid my claim directly to Healthy Paws. They contacted me several times to see how my dog was healing. I will definitely continue to pay my premiums to Healthy Paws.
5

out of 5

POSTED: | BY: Beth Hubbard

Really Good Pet Insurance

I found the agents to be knowledgeable and very helpful. My claim was paid directly to the vet clinic at 80% and I only owed the 20%. It was fast and easy.
5

out of 5

POSTED: | BY: Arlene C

Efficient and Compassionate

Our dear pup suffered a root canal recently, and we were very impressed with the ease of submitting and the rapid response to our claim. From emailing the claim receipts to receiving a check took less than one week! We also much appreciated the concern the Healthy Paws staff showed in their follow-up contact to see how Bisou was doing. Compassionate and efficient service!
5

out of 5

POSTED: | BY: Arlene Chang

Efficient and Compassionate

Our dear pup suffered a root canal recently, and we were very impressed with the ease of submitting and the rapid response to our claim. From emailing the claim receipts to receiving a check took less than one week! We also much appreciated the concern the Healthy Paws staff showed in their follow-up contact to see how Bisou was doing. Compassionate and efficient service!
2

out of 5

POSTED: | BY: Amanda Gonzalez

We thought Healthy Paws was a great…

We thought Healthy Paws was a great insurance because our claims get approved quickly and AT FIRST it was very affordable but going on our 3rd year now they have increased our premium $100 the second year and now $60 this third year. We started paying $58 a month and now we will need to pay $200. In the middle of a pandemic, how do they expect people to afford this? I assume it’s because of the amount of claims we have filed for our dog yet their policy CLEARLY states they don’t raise premiums for filing claims. I am enraged that I have to pay more in premiums for my dog than I do for myself and that this company thinks it’s okay to triple your premium in 2 years.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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