Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Cassie Rock

Urging anyone on the fence to insure their pet

I rescued a very sweet puppy and luckily signed up for healthy paws the day he came home. This is my first experience with any kind of pet insurance. When he was around 1.5 years old, I noticed some mobility issues and that he was having some pain. We did all the vet visits and he was unfortunately diagnosed with multiple issues including severe hip dysplasia and a luxating patella. He has now had 2 major surgeries (hip replacement and CCL repair/patella) and they were both covered. Both completed before he turned 4! You really never know what kind of health problems your dog may inherit. Healthy paws really makes it easy to get the care needed and it’s a painless process. I am so happy with this insurance and wish I would have had it for all my previous pets. I love knowing that I can get him the ABSOLUTE best care available to us. For reference, his hip replacement was over 8k USD. I will always use healthy paws for any pets in the future.
5

out of 5

POSTED: | BY: Mariana

Excellent pet insurance

Excellent pet insurance! Monthly cost is very reasonable. Claims are reviewed as soon as submitted and it takes only a few days to get a reimbursement. Customer service is fantastic- any question is answered immediately in a carring manner. Couldn't be happier with Healthypaws!!!
5

out of 5

POSTED: | BY: Mariana

Excellent pet insurance

Excellent pet insurance! Monthly cost is very reasonable. Claims are reviewed as soon as submitted and it takes only a few days to get a reimbursement. Customer service is fantastic- any question is answered immediately in a carring manner. Couldn't be happier with Healthypaws!!!
4

out of 5

POSTED: | BY: Anna Vukolic

I have my friend with same health…

I have my friend with same health insurance company that's ok I will be try to get too for my Lilly
5

out of 5

POSTED: | BY: Amanda

A must for anyone interested in pet insurance!

We adopted our first pet during the COVID-19 pandemic, as so many others did. We were so eager to add a new member to our family. After we adopted Nala, we were at the vet twice in one week (once for an infected spay spot and a second time for a UTI from transport). As new pet parents, we were fully aware of the financial responsibility but didn't expect it so quickly. Something in our gut said that we should get her pet insurance. We have had her now almost a year and Healthy Paws has saved both us and Nala!! In less than a year, we have seen two vet specialists as quickly after she settled into her new home, she became very sick. The comfort of having pet insurance with Healthy Paws allowed us to be able to give her the best care, where we found out she was born with a mild heart defect and is currently in testing for IBD. With the ease and sense of security that Healthy Paws gives us helps us know every time we take her to the vet, we are both taken care of. Without the insurance, I fear that our lives would look completely different than they are now.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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