Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Katherine Carpenter

I cannot say enough positive things…

I cannot say enough positive things about Healthy Paws. Two of my dogs have been taken to emergency vets over the years for health issues and the quick way that the reimbursements are paid, and the ease in which to send in claims etc. is impressive. I was able to comfortably make decisions in which I would have to have thousands of dollars knowing that I have trusted this company over the years.
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5

out of 5

POSTED: | BY: Kathy Carpenter

Finally, an insurer who does exactly what they say they will do!

I cannot say enough positive comments about this company. They have insured my dogs for a few years and have been incredible to work with. I never had to think twice when my dog recently had an emergency event. I checked the "what is covered" before agreeing to treatment, (it was over 10,000) and trusted that what they said was covered was accurate. It was and there couldn't have been an easier process. Wish human medical insurance worked this well.
5

out of 5

POSTED: | BY: Kathleen Watts

Excellent Company to do business with

I cannot say enough about Healthy Paws. To begin with Junior had some lymph nodes removed then he had to have TPLO surgery they covered both with no questions. He later had an accident where he did nerve, muscle and disc damage, he just had an MRI and spinal tap to see what is causing his muscles to collapse. Healthy Paws has paid for all expenses so I can give Junior the best possible care in his recovery. I recommend them to everyone that gets a new puppy, I hoped I would never need them but I’m happy now that I had coverage for the thousands of dollars.
5

out of 5

POSTED: | BY: Glennda Hou

So helpful!

We insured our dog when she was still a puppy as a precaution but didn't need to file any claims until later in her adult life. Healthy Paws was a huge help for us when the vet bills started pouring in, and they are always so fast at completing claims. I especially love how easy their claims submission process is, both on their website and through their app. We are so grateful for their care and compassion towards our dog and would recommend them to any pet parent looking to get pet insurance.
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5

out of 5

POSTED: | BY: Glennda Hou

Helpful and convenient!

We insured our dog when she was still a puppy 2 years ago but didn't have any claims to file until recently. Healthy Paws has been a huge help for us when the vet bills started pouring in, and they are always so fast at completing claims. I especially love how easy their claims submission process is, both on their website and through their app. We are so grateful for their care and compassion towards our dog and would recommend them to any pet parent looking to get pet insurance.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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