Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,184

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Barbara

Healthy Paws is simply Amazing!

I recommend every pet parent get Healthy Paws. Our little girl was having seizures & after many blood tests, an ER visit, an MRI & a spinal tap - we finally found a diagnosis. It was a very stressful time but thankfully we have Healthy Paws and that alleviated the financial stress of the situation. Their claim process is wicked fast & easy - just snap a photo of your bill & submit it and we get the reimbursement check within a week. We are so grateful for Healthy Paws!!
5

out of 5

POSTED: | BY: Kesara

Comprehensive Coverage with easy claims process

Healthy Paws is the best pet insurance i have had. I used VPI Pet Insurance in the past and the tiered fee schedule and cumbersome claims process was not easy to manage. With Healthy Paws, i don't ever have to debate treatment for my pet, because their claims process is simple, and their coverage is streamlined, i can take my pet for treatment with peace of mind that he's covered. I recieve a flat 80% reimbursement after my deductible is coverage. My pet, Chewy was diagnosed with a rare form of cancer, and because of the coverage i recieve from Healthy Paws, he has receieved the best treatement thus far, including reoccurance checks that would have cost me hundreds. I'm grateful for healthy paws and the coverage i recieve, its absolutely worth it.
5

out of 5

POSTED: | BY: Kesara

Healthy Paws has been a lifesaver for…

Healthy Paws has been a lifesaver for my dog Chewy. He was diagnosed with a rare form of cancer and because of the streamlined coverage with no fee schedules etc, and the simplified claims process, he is getting the treatment that he needs! The customer service is fantastic and the claims process from submitting a claim (minutes!) to recieving reimbursement is days. I recieve a flat 80% reimbursement after my deductible and this has saved my family thousands in costs and makes the decision to get the proper treatment for Chewy easy and stress free.
5

out of 5

POSTED: | BY: Karlee

Highly recommend Healthy Paws pet insurance

My dog recently had to undergo an X-ray, MRI and multiple blood tests. I used Healthy Paws mobile app which makes it SO easy to submit a claim. And, they're very quick to approve. It made this anxious dog mama less worried knowing the insurance process was smooth and painless! I HIGHLY recommend pet insurance through Healthy Paws. Nothing but great experiences so far!
3

out of 5

POSTED: | BY: Julie

Great service and coverage but terrible price hikes!

We lost our mastiff after 5 yrs. cost started at $65 and ended at $151 a month! $9 annual price hikes reasonable but then $30 hikes especially during covid! They paid all the claims timely. Now our new Frenchy would only have 70% instead of 90% coverage so on to a new one

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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