Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: DONNA

So happy for Healthy Paws!

Healthy paws was so wonderful. My poor Ottis ate something and had to have emergency surgery. Healthy paws was great... fast reimbursement. Emailed to follow up on how he was doing. Happy customer ❤️
5

out of 5

POSTED: | BY: Bridget

The Perfect Insurance Company

Healthy Paws has been everything you dream of in a pet insurance company. My beloved dog was diagnosed with lymphoma, then had some other difficulties and required hospitalization and oxygen in the ICU for several days. The cost of her treatment has been astronomical. Submitting the claims through the Healthy Paws app on my phone literally couldn't be easier - you just snap a picture of the invoice. Impressively quickly after submitting each claim, I have received an email confirming that the treatment is covered, and the check arrives shortly after that. Being able to take care of my dog without worrying at all about the costs has been such a relief - purchasing this insurance was the smartest thing I've ever done. Coincidentally, my mom's dog was hospitalized around the same time and although she also has pet insurance (through a different company), much of the cost of her treatment has been inexplicably denied. I recommend Healthy Paws unreservedly - they are amazing.
5

out of 5

POSTED: | BY: Bridget

The Perfect Insurance Company

My beloved dog was diagnosed with lymphoma and had to spend several days in the ICU on oxygen. The cost of the treatment has been astronomical (more than $20,000). Submitting claims through the app couldn't be any easier - just snap a picture of the invoice. They quickly approve claims and send reimbursement. Being able to take care of my girl without worrying at all about the cost of her treatment is amazing. Coincidentally, my mom's dog was hospitalized around the same time. She is insured through a different company and a huge portion of her treatment costs were inexplicably denied. Healthy Paws is the perfect pet insurance company - purchasing this policy was the smartest thing I've ever done.
5

out of 5

POSTED: | BY: A

Really came through

Got this insurance after I got my puppy. Since he is a puppy, he ate everything he could find and more. Got sick multiple times with different intestinal parasites, and coughs etc etc.. Remember that even after all the vaccines, dogs can still get parasites from dog parks, bird poops, fish carcass from beach etc. He also had other symptoms that I was scared was from blockage. You also gotta remember that when your pet is sick, Vets do lots of tests to figure out what exactly is causing it depending on the symptoms and what happened. That can cost a lot. Also he was in intensive care for 1 day because he was not eating or drinking on his own until he got better. That will also cost. Healthy Paws paid for it all 80% minus my deductible. I only wish I chose the 90% when I first got the insurance. Because you cannot change from 80 to 90 if you file a claim which makes sense. Also waiting period if I remember correctly is 15 days. So get your pet insurance before it is too late. They don’t cover routine stuff like vaccines etc but will cover illnesses and stuff that really put a dent in your wallet. If I didn’t make a decision to get pet insurance, everything would have been out of pocket. Get your pet insurances people! Especially if you got a new puppy. Puppies are crazy unpredictable. Puppies are crazy. so much work and money
5

out of 5

POSTED: | BY: Aya T

Get this if you get a new puppy

Get this if you get a new puppy. Puppies are crazy unpredictable and do not have strong developed immune systems yet and get sick easily. I am so glad I got Healthy Paws when I got a new puppy. Otherwise everything would have been out of pocket. They don’t cover routine stuff like vaccines but will cover illnesses that happened after the 15 day waiting period. So don’t wait to get pet insurance. Especially if you are a new puppy owner!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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