Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Nicole

Best Investment For My Pup

So, I decided to get pet insurance for my brand new pup almost four years ago and it has been one of the best decisions I've ever made! When I was younger, I had a golden retriever born with hip dysplasia. Despite not being able to be as active outdoors with him, he wound up being the greatest dog I ever had. The cost of surgery made it impossible for me as a kid to afford it. He still lived a great life, but I always wondered how he would have been if we could have afforded the hip replacements... Fast-forward ten years and I get this new pup with endless energy! I decided to look into pet insurance because I wanted to make sure this little guy would get the best care in the event anything happened. I checked all the reviews and decided to go with Healthy Paws, which had high ratings. What they offered was affordable and has been a lifesaver to me. He has gone from diving into murky pools and getting weird nasal infections to tearing his CCL this past month. You pay upfront, but they reimburse whatever percentage you agree on in your policy. I couldn't be happier. They cover medications, surgeries and are currently covering his rehab! You are expected to pay for your fur kiddo's yearly exams, etc, but in those unforeseen circumstances, you will thank the stars you have your policy. I recommend Healthy Paws to everyone as an insurer. I couldn't be happier and more thankful to make sure my big guy is taken care of! They're friendly, easy to get ahold of, and very quick on reimbursements. Please, do yourself and your fur kiddo a favor!
1

out of 5

POSTED: | BY: Sebago Lakes Region Parishes

20% increase in one year

20% increase in one year. No claims in 4 years. Outrageous.
5

out of 5

POSTED: | BY: Shiraz

The best insurance I have ever dealt with

I am super happy with healthy paws as it is super simple to file a claim with them and upon receiving the claim, they check the invoice and remit the amount to you as per your plan. No follow ups required or unnecessary questions asked. Best customer service ever. Keep up the good work 👍
5

out of 5

POSTED: | BY: Catherine

Excellent pet centered service

Healthy Paws has proven over and again to offer excellent, prompt, and compassionate service. They offer competitive and reasonably priced premiums. I have been greatly satisfied with the services and very user-friendly app.
5

out of 5

POSTED: | BY: Jenna

Healthy Paws is a life saver!

Healthy Paws = peace of mind. My dog has always had various tummy issues and I can feel secure knowing that I can get her the care she needs and I'm covered. Healthy Paws is also super easy to use and submit claims with. Recommend highly!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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