Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Matthew Sawelson

For those skeptical of pet insurance...

A little more than three years ago, when I got my Australian Cattle Dog, I was skeptical of the need for pet insurance. Cattle Dogs are generally healthy in the long term, my thought. I got Mojave to be a trail dog, as I hike approximately 120 miles a month. After thinking it through, I realized that given the miles Mojave would be covering, the odds of an orthopedic or paw injury was above average. So I decided to get Healthy Paws Insurance. For the first 3 years, we had no issues. I thought of my pet insurance as I do of my car insurance... A 'necessary evil'. No offense Healthy Paws! But in April of this year, Mojave injured a rear paw. It has resulted in Veterinary care to this day. (he is well on the mend now) Thank goodness for my Healthy Paws insurance! His treatments were very costly, and Healthy Paws was there for me. Not only that, filing a claim and getting reimbursed, couldn't be easier. If you have, or are about to get a pup, get insurance! You never know when something will happen, You'll be bummed out if you need it but don't have it. Thank you Healthy Paws!!!
5

out of 5

POSTED: | BY: Melissa Harkness-Corral

CLAIMS MADE EASY

I have had Healthy Paws insurance for both of my dogs for several months. One of my dogs began showing symptoms of gastric illness. I immediately took her to the vet and she began diagnostic testing. I submitted my first claim and it took about 30 days for reimbursement, since it was the first claim and my vet exists in hard copy. Once HP received the records, they paid the claim, minus my deductible and copay, within a few days. After the first claim, HP paid each subsequent claim within a few hours after submittal. They even emailed me 10 days after the last visit to check on my girl. Amazing! Based on the excellent customer service and trust they built, I decided to adopt two more dogs, knowing that the unexpected costs of illness and accidents will be covered after I enroll them. One other note: I compared many different plans before selecting HP. It offered the most benefits for the most competitive price.
5

out of 5

POSTED: | BY: Melissa Harkness-Corral

CLAIMING MADE EASY

I compared at least 20 pet insurance plans and ended up enrolling our girls with HP. Within months of enrollment, one of my girls began experiencing gastric symptoms. I submitted my first claim and although it took 30 days to get the first claim paid, all subsequent claims were paid in a matter of hours. After my most recent submission, HP emailed me to see how she was doing. Amazing customer service! Based on the trust build by HP, I adopted two more girls, knowing that I don’t have to worry about unexpected costs related to illness or accidents.
5

out of 5

POSTED: | BY: Deborah McIlvaine

Healthy Paws has always paid our claims in a timely manner and without hassel.

Healthy Paws processed our claim in a timely manner and kept us up to date regarding the status of our claim. We were so grateful to have this protection when our dog needed emergency surgery. Having insurance from Healthy Paws made what could have been a financial calamity something financially manageable and we were able to focus on the medical needs of our pet rather than costs.
5

out of 5

POSTED: | BY: Lisa Ishibashi

Best Pet Insurance ever!!! So thankful to have them!

Words cannot express how thankful I am to Healthy Paws during a very stressful and scary time. My beloved French Bulldog all of a sudden started shaking and her back legs were super wobbly and unstable. I rushed her to the emergency vet hospital where she was examined with suspected IVDD. They kept her over night for medical hospitalization. The stay itself was over $1300. I am so grateful that I have such great pet insurance in situations like these. Not only did they cover majority of the cost, and they sent me an email to check up on my Frenchie to make sure she is doing well. I can't say enough great things about Healthy Paws. Truly a life saver!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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