Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
Recently our dog Lucy needed to have back surgery. Having Healthy Paws Pet Insurance gave us the peace of mind knowing we could provide her with the best care without the stress of financial worry. Health Paws provides excellent customer service with quick and easy claim submission, fast turn around and reimbursement. You are always treated as a valued client. I highly recommend Healthy Paws Pet Insurance.
A Pet Insurer Who Lives Up To Their Name (And Their Claims)
My wife laughed at me when I said I was taking out pet insurance for our dog George. Why would we need that, she asked. Well, a couple of years later we found out... then found out again.
One day, we returned home to George's rear legs being paralyzed, and it was clear something was seriously wrong. A visit to our local veterinary hospital led to an urgent referral to a specialist, to an MRI, and ultimately to back surgery. The overall cost was somewhere in the $7,000 range. Although the claim did take a little while to process, it was paid in full (at our 90% chosen coverage level, minus the deductible). Great, we got our money's worth.
Well, two years later... the same thing happens, this time a spinal issue further up his back. Same drill: local vet, immediate referral to specialist neurology department. MRI. Surgery. Cost: over $10k (first instance was in Michigan, second in Southern California). This time the claim was submitted and paid *the next day*. I couldn't believe the quick turnaround.
No quibbling, or trying to get out of paying. Knowing you can trust your pet insurer to pay up when you need it can be the difference between being able to say yes to a necessary procedure, or saying no.
HealthyPaws had been a chance word of mouth recommendation to us from a casual acquaintance who had had a similarly positive experience, and we count ourselves very lucky we got it!
5
out of 5
POSTED:
| BY: Joe O'Hara
A pet insurer who lives up to their name (and claims)
My wife laughed at me when I said I was taking out pet insurance for our dog George. Why would we need that, she asked. Well, a couple of years later we found out... then found out again.
One day, we returned home to George's rear legs being paralyzed, and it was clear something was seriously wrong. A visit to our local veterinary hospital led to an urgent referral to a specialist, to an MRI, and ultimately to back surgery. The overall cost was somewhere in the $7,000 range. Although the claim did take a little while to process, it was paid in full (at our 90% chosen coverage level, minus the deductible). Great, we got our money's worth.
Well, two years later... the same thing happens, this time a spinal issue further up his back. Same drill: local vet, immediate referral to specialist neurology department. MRI. Surgery. Cost: over $10k (first instance was in Michigan, second in Southern California). This time the claim was submitted and paid *the next day*. I couldn't believe the quick turnaround.
No quibbling, or trying to get out of paying. Knowing you can trust your pet insurer to pay up when you need it can be the difference between being able to say yes to a necessary procedure, or saying no.
HealthyPaws had been a chance word of mouth recommendation to us from a casual acquaintance who had had a similarly positive experience, and we count ourselves very lucky we got it!
Healthy Paws helped us so much when we needed to take our dog to the ER vet for stomach issues. It made our decision so much easier to get our dog the care she needed, even though we were quoted a couple thousand dollars. We use to have another pet insurance that had caps, so we switched to Healthy Paws for the piece of mind. The claim submitting process is super easy and they processed our claim within 2 days. I would highly recommend Healthy Paws for any pet owner!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
