Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Marissa Vogue

Knee surgery

10/10. Can not say enough. I was hesitant about getting pet insurance but I’m so glad I did. I know Shepherd’s have bad hips so that altered my decision. I expected my dogs hips to go around seven but I was surprised that his knee was actually torn since four years old. Healthy paws has been truly amazing. No hassle. Fast reimbursement. I’m telling everyone I know.
5

out of 5

POSTED: | BY: Meghan West

Highly Recommend

Healthy Paws is such a great choice! Our kitten Apricot was suddenly diagnosed with advanced and aggressive lymphoma. Thank goodness we had a Healthy Paws policy that made our decisions easier, focusing on his welfare. Submitting claims is so easy, I can do it from my phone. They process claims very quickly with an easy to understand explanation of benefits. Highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Meghan West

Highly Recommend

Healthy Paws is such a great choice! Our kitten Apricot was suddenly diagnosed with advanced and aggressive lymphoma. Thank goodness we had a Healthy Paws policy that made our decisions easier, focusing on his welfare. Submitting claims is so easy, I can do it from my phone. They process claims very quickly with an easy to understand explanation of benefits. Highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Veronique Shaftel

Healthy Paws is easy to use and has been a lifesaver

As a type A pet parent and graduate student, I knew pretty early on that I wanted to get my puppy an insurance plan. I activated the insurance the day that I got her, and here we are, almost a year later, and it has paid for itself. When my puppy started having some chronic GI tract issues, we were confident that we could get whatever tests and medical help she needed because she was insured. Healthy Paws' mobile claim entry is so easy to use; just take a picture, and press submit. Eventually, we had to get a referral to a University Veterinary Center, as we couldn't really figure out what was going on. I was worried at first about the expense, but knowing that I could use Healthy Paws reassured me that we could do whatever we needed to for our puppy's health. She is doing a lot better now, and I thank my lucky stars that we invested in Healthy Paws early on.
5

out of 5

POSTED: | BY: Vero

Thank goodness for healthy paws. It is so easy to use.

As a type A pet parent, I knew pretty early on that I wanted to get my puppy an insurance plan. I activated the insurance the day that I got her, and here we are, almost a year later, and it has paid for itself. When my puppy started having some chronic GI tract issues, we were confident that we could get whatever tests and medical help she needed because she was insured. Healthy Paws' mobile claim entry is so easy to use; just take a picture, and press submit. Eventually, we had to get a referral to a University Veterinary Center, as we couldn't really figure out what was going on. She is doing a lot better now, and I thank my lucky stars that we invested in Healthy Paws early on.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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