Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,180

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Emily

The most efficient and best pet health insurance around!!

I purchased health insurance for my pet when I first adopted her. I have made two claims to Healthy Paws in the last 6 months as Rory required two ACL repairs. The first claim was a little more time-consuming as HP wanted all of Rory's records since she was adopted by my family. Once all of this was established the company sent me a check within the week. The second claim was made and again, their check was received within the week. Healthy Paws is an amazing company.
5

out of 5

POSTED: | BY: Carol

Best pet insurance

Totally satisfied with the prompt claims review and payments. Very pleased with caring concern for my pets well being also.
5

out of 5

POSTED: | BY: Lori Cohen

Healthy Paws is the BEST

I am so glad to have Healthy Paws pet insurance! It was the best decision I made when our pup Brody joined our family 9 years ago. Brody developed a chronic condition last year and having the insurance coverage is a blessing! It takes the financial stress of the situation away. They have a really simple to use app that we use for claims and each claim only takes a few seconds to submit. I always recommend Healthy Paws to my friends when they bring home a new pup!
5

out of 5

POSTED: | BY: Lori

Grateful

I am so glad to have Healthy Paws pet insurance! It was the best decision I made when our pup Brody joined our family 9 years ago. Brody developed a chronic condition last year and having the insurance coverage is a blessing! It takes the financial stress of the situation away. They have a really simple to use app that we use for claims and each claim only takes a few seconds to submit. I always recommend Healthy Paws to my friends when they bring home a new pup!
5

out of 5

POSTED: | BY: Emily Thorn

Purchasing Healthy Paws Pet Insurance…

Purchasing Healthy Paws Pet Insurance for my little Iris was one of the best pet-parent decisions I have made. I have had dogs my entire adult life, and I knew when I got Iris that I wanted to make sure that she would get all the care she needed if injury or illness occurred. I did a little research and settled on Healthy Paws, which has turned out to be a great decision. Recently Iris injured her knee and needed major reconstructive surgery. I had not yet filed a claim with Healthy Paws in the 3+ years that we've had the policy so I was nervous how it would go (having had to fight human health insurers in the past). To my surprise and delight, the claim filing process was easy and streamlined, all online. I received follow-up emails from Healthy Paws folks shortly after filing, and my claims have all been filled without hassle within a few days of being complete. They even wrote me a personal note to check in on Iris after her surgery. To pet owners on the fence about insurance: do it. It is affordable, and even if it means you are just paying for your pet's healthcare in monthly installments (as premiums) overtime, it still makes it worth it to ease the burden of decision when the bad news comes that illness or injury requires expensive treatment. Healthy Paws is my only experience with pet insurance, and I will unequivocally and enthusiastically recommend them to others, and will continue to use them for Iris and any other pet living in my household.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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