Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
4

out of 5

POSTED: | BY: Lee H

Good Pet Insurance from HealthyPaws

Thanks to Healthy Paws for a fast and easy claims process. This is my first experience with pet health insurance. My dog injured himself with a stick 12 days ago. I filed a claim within 48 hours; all I had to do was upload a receipt and vet record. I got a fast acknowledgment, and an EOB within a week, and a check arrived today! It was for $1000 out of $1700. I'm not sure why there wasn't more complete coverage -- the EOB said something about not covering an exam, which is kinda weird, since the ER vet had to do an exam to determine the nature of the injury --but I'll take what I can get.
5

out of 5

POSTED: | BY: Caleb Allard

Healthy Paws was 10/10 in my book

Healthy Paws was 10/10 in my book. Very fast and efficient with my claim and the customer service was very friendly. Policy covered majority of my invoice without any problems. Very happy and satisfied!
5

out of 5

POSTED: | BY: Caleb Allard

Service is top notch and very easy to work with!

Extremely happy with the overall experience of Healthy Paws. I filed my claim and was responded to immediately. The app is very user friendly with a quick snap shot and emails for approval were instant. 10/10 in my book, I've told my fellow breeders and colleagues about Healthy Paws.
5

out of 5

POSTED: | BY: Jonathan Shapiro

Healthy Paws insurance for my pup was the best "investment" I have ever made.

Quite simply the "best investment" I have ever made. Our dog has needed four major surgeries. We are able to get him excellent care but it is not cheap. Healthy Paws ALWAYS lives up to their end of the bargain. Submitting claims on line is very simple even for a dinosaur like me and the claims are processed within a couple of days. The "no cap" aspect means that whatever our dog needs, provided the care is covered (and there are no secrets as to what is covered) the claims get paid. Because of Healthy Paws, we just worry about our pup getting better, not if we can afford getting him the medically necessary care he needs. I cannot recommend Healthy Paws highly enough.
5

out of 5

POSTED: | BY: Jane Sheerin

Healthy Paws Pet Insurance - Best decision I made!

My dog has just been diagnosed with epilepsy and has needed hospitalizations for seizures. I am very glad that I purchased Healthy Paws for her when she was a puppy. The web site is very easy to use and the people at Health Paws have been wonderful.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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