Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Rachel

Peace of Mind

My kitty Bologna has been enrolled in Healthy Paws since we adopted her in 2017. She's been dealing with chronic ear infections, and thankfully Healthy Paws covers her treatment. When she had oral surgery in December last year, Healthy Paws covered expensive tests including an echocardiogram to confirm her heart could handle anesthesia. We were reimbursed for the surgery as well. It was not cheap! Having pet insurance means we can focus on getting Bologna back to good health without worrying about cost. Their claims process is simple and I've had good experiences with customer service. Definitely recommend them to other pet parents.
5

out of 5

POSTED: | BY: Rachel Doherty

Peace of Mind

My kitty Bologna has been enrolled in Healthy Paws since we adopted her in 2017. She's been dealing with chronic ear infections, and thankfully Healthy Paws covers her treatment. When she had oral surgery in December last year, Healthy Paws covered expensive tests including an echocardiogram to confirm her heart could handle anesthesia. We were reimbursed for the surgery as well. It was not cheap! Having pet insurance means we can focus on getting Bologna back to good health without worrying about cost. Their claims process is simple and I've had good experiences with customer service. Definitely recommended.
5

out of 5

POSTED: | BY: Anita Button

My 8 month puppy got into a chemical or…

My 8 month puppy got into a chemical or poison at a 2 week train and board facility. She was in the hospital for a week on IV's and a feeding tube. My bill was over $8,000, but thank goodness for Healthy Paws. I submitted the bill along with her medical records and within 3 days of them receiving the documents my claim was approved and I received over $6,000 in reimbursements. Not only did they pay quickly they followed up to see how she was doing. Because of Healthy Paws I didn't have to worry about the cost of her care and was able to just focus on getting her better. They are the best!
5

out of 5

POSTED: | BY: Philip

Please choose Healthy Paws.. Here’s a short story!!

I have been a healthy Paws family member for almost 10 years.. started the plan when my babies were 12 weeks old. Since then my one dog has had 2 knee surgeries. She jumped off the bed and injured her spinal cord and her hind legs are paralyzed.. Healthy Paws immediately reimbursed me over $5000 with her initial spine surgery and $5000 for her knees. They also reimbursed me for 40 therapy services at $90 each.. they have always been concerned, kind, prompt and never have I ever had to play phone tag or even battle for my reimbursement.. I have friends with other plans who had no faith in their plans and cancelled them and now their pets are not covered. If I wasn’t sure or couldn’t afford to care for my little girl I would have had to put her down because I couldn’t afford to care for her. My babies are happy healthy.. my little girl still cannot walk but uses a wheel chair and is the most spoiled baby ever!! Please choose Healthy Paws you will not regret it
1

out of 5

POSTED: | BY: Eddie Neal

You would be better off not buying insurance than using HealthyPaws

Avoid using this company. They will gladly take your monthly premiums, but as soon as you need to file a claim be prepared for never ending red tape and apathy the likes of which could not be imagined. Apparently it is no one's job over there to actually help anyone out or do more than answer a phone and say they cannot help. One guy even claimed that no one in their company has a direct line to claims processing. Interesting. It is understandable that you would need to upload medical records to process a claim, but be aware that they make it impossible to successfully get that information to them. I uploaded over 31 records, had my vet send the information requested in and Healthy Paws kept telling me those were the wrong ones. Apparently you cannot find the correct ones. Save your money and spend it elsewhere, this was the worst customer service I have experienced.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review