Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: DonnaL

Healthy Paws is Easy

I have had Healthy Paws Insurance for my dog since we got her over 7 years ago. I find their website to be super easy to use, their response time is great and they pay claims very timely. Highly recommend.
5

out of 5

POSTED: | BY: Donna Lavin

Healthy Paws is Easy to Use

I have had Healthy Paws Insurance for my dog since we got her over 7 years ago. I find their website to be super easy to use, their response time is great and they pay claims very timely. Highly recommend.
5

out of 5

POSTED: | BY: Allison Greenleaf

Great experience with a dog with cancer

My dog was diagnosed with cancer in November. Initially Healthy Paws thought his tumor was a pre existing condition and was not going to cover his treatment. My veterinarian submitted a letter to them explaining that it was a new development, and that was all Healthy Paws needed to cover his treatment. They have covered everything that I have submitted, and there is no doubt that I would have had to say no to some of his treatment had I not had insurance. Submissions for reimbursement are simple, just attaching an invoice, and their explanation of benefits always make sense. Excellent company and would recommend highly.
5

out of 5

POSTED: | BY: Manaphan Huntrakoon

Healthy Paws is always quick with…

Healthy Paws is always quick with reimbursement. Their app makes it easy to submit your claim and receive status updates on claim progression. Responses or questions to claims are usually answered within a day. I couldn't be happier with Healthy Paws and the peace of mind that my claims will be handled efficiently when my pup gets into trouble!
5

out of 5

POSTED: | BY: Christina Zarnin

I have had my dog insured with Healthy Paws - they are amazing!

I have had my dog insured with Healthy Paws since the day I brought him home almost 8 years ago and they have been far and away one of the best decisions I have ever made in my life. My dog just had his second major emergency surgery, gall bladder removal, which required another multiple day ICU stay and major emergency surgery totaling to a 13k bill. I submitted my claim Saturday the dat after I brought him home and as always the coverage was to a T, almost the entire bill and I was paid out the 80% without question and the money was in my account by that Wednesday! They are amazing and I wish I had them for human health insurance. More than that, they sent a personal email to me asking after Madden and his recovery, as they have in the past after other unfortunate big events he has been through. They truly are the best insurance for pets and I recommend to everyone I encounter with an animal!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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