Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ernie Gutierrez

The easiest part of this experience

After a long few days with our dog in the hospital, I wasn't sure how the claims process would go with Healthy Paws. It was absolutely one of the easiest parts of this experience, from submitting the claim to getting our reimbursement took 3 business days which was a lot faster than I was expecting. I would recommend Healthy Paws to anyone looking for pet insurance.
5

out of 5

POSTED: | BY: Ernie Gutierrez

The easiest part of this experience

After a long few days with our dog in the hospital, I wasn't sure how the claims process would go with Healthy Paws. It was absolutely one of the easiest parts of this experience, from submitting the claim to getting our reimbursement took 3 business days which was a lot faster than I was expecting. I would recommend Healthy Paws to anyone looking for pet insurance.
5

out of 5

POSTED: | BY: Elizabeth Flynn-Rand

Our Dalmatian had emergency surgery and…

Our Dalmatian had emergency surgery and our claim was process EXTREMELY fast and we were reimbursed for our full policy amount. The Healthy Paws staff cared so much they reached out several times to see how he was recovering.
5

out of 5

POSTED: | BY: Lisa Wise

Healthy Paws helps us get Baxter the care she needs

We've had Healthy Paws insurance for our dog, Baxter, since she was a puppy (she's now 6). She's had quite a few minor issues here and there over the years and Healthy Paws has helped cover her care. Recently, she had a blown CCL (basically the dog equivalent of an ACL) and needed x-ray, surgery, meds, etc. Having Healthy Paws made this expensive surgery feasible for us and helped reduce some of the stress of the situation! We even were able to set up direct pay between Healthy Paws and the vet, rather than having to pay the whole cost and go through reimbursement. That was incredibly helpful and it was an easy process despite a quick turnaround. They've been very responsive and even followed up to see how Baxter's doing. We're really grateful to have Healthy Paws so we can get Bax the care she needs!
5

out of 5

POSTED: | BY: Lisa Wise

Helping us get Baxter the care she needed

We've had Healthy Paws insurance for our dog, Baxter, since she was a puppy (she's now 6). She's had quite a few minor issues here and there over the years and Healthy Paws has helped cover her care. Recently, she had a blown CCL (basically the dog equivalent of an ACL) and needed x-ray, surgery, meds, etc. Having Healthy Paws made this expensive surgery feasible for us and helped reduce some of the stress of the situation! We even were able to set up direct pay between Healthy Paws and the vet, rather than having to pay the whole cost and go through reimbursement. That was incredibly helpful and it was an easy process despite a quick turnaround. They've been very responsive and even followed up to see how Baxter's doing. We're really grateful to have Healthy Paws so we can get Bax the care she needs!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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