Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,215

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Xin

Best insurance I could ask for! Thousands of dollars claim reimbursed in less than a week!

Two weeks ago my cat suddenly lost function of his tail and was having trouble walking, so I have to take him to emergency vet. After X-ray and MRI, he was diagnosed with IVDD, intervertebral disc disease. And the spinal decompression surgery was performed. Not gonna lie but these things cost me a fortune. But gladly I have Healthy Paw Insurance, been enrolled since 2019. 90% of the cost had been reimbursed and I couldn't imagine what should I do without the insurance. I'm talking about thousands of dollars here. Healthy Paw helped me big financially which is usually the biggest obstacle a pet owner would face in this kind of situation. I'm just so glad I chose Healthy paw. And I would 100% recommend it.
5

out of 5

POSTED: | BY: Lindsay

Exactly as advertised

My dog Bodhi is doing great post op. He had a phenomenal surgeon and is getting excellent rehab care. Having the Healthy Paws policy cover the majority of the expenses really took the stress of the financial burden down, allowing the focus to be on his recovery. Easy interface and reimbursement in time to pay off the charge to my credit card.
5

out of 5

POSTED: | BY: Rosalyn

Absolutely Amazing Customer Experience

I can't imagine what I would have done without Healthy Paws. With the worst luck ever, I've had two dogs require surgery within a month of each other. One was very critical with only 6 locations nationwide performing the surgery. I submitted the bill the morning I picked up my dog and had the fund THE NEXY DAY. Astounding service. I can't imagine not having Healthy Paws and highly recommend them. Claim process is very easy and fast. And the employees are all wonderful!
5

out of 5

POSTED: | BY: Michael Tobin

Unbelievable Service

Unbelievable Service in regards to filing and payout. Healthy Paws was there for Us when We really needed them. It’s wonderful to have a relationship with a business that is so stress free and non time consuming. Highly recommend and AAA+. The French Bulldog from Maine, Fletcher
5

out of 5

POSTED: | BY: Laura

Peace of Mind

Our dog, Molly, has been insured with Healthy Paws for a few years now. A healthy dog for 6 years, Molly suddenly went blind from SARDS and was diagnosed with Cushing’s Disease. That same year, she required abdominal surgery for foreign body removal. Healthy Paws pet insurance took away a lot of stress during several difficult times this past year. They are communicative and our claims are always resolved in a timely manner. We are thankful to be their clients.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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