Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Karen Cira

We need Healthy Paws to keep Liam safe, health and happy

We love Liam as if he were our child. We rely heavily on Healthy Paws in Liams health care. Healthy Paws is quick to respond and provides excellent coverage for Liam. We have had Healthy Paws since Liam was born and will continue to keep them as Liams health care provider. They have never let us down
5

out of 5

POSTED: | BY: Branden

Peace of Mind

I have used Healthy Paws numerous times over the course of several years and I have never been disappointed. The company provides me with a significant peace of mind - I never have to make the decision between financial security and my pet's well being. I highly recommend their service.
5

out of 5

POSTED: | BY: Branden Buffalo

Peace of Mind

I have used Healthy Paws numerous times over the course of several years and I have never been disappointed. The company provides me with a significant peace of mind - I never have to make the decision between financial security and my pet's well being. I highly recommend their service.
5

out of 5

POSTED: | BY: Kathy Bruni

Once you get over the hurdle of getting them all the history they need, the claims process is easy and response time is very wui

Ran into some serious health issues with 18 month old cavalier. Getting them all the history and info they needed was challenging and sometimes frustrating BUT once that was done, their process couldn’t be easier. They have sometimes approved a claim the same day it was submitted but never later than the next day. Premium seems fair. I am grateful for the coverage and very glad I started it when I fid
5

out of 5

POSTED: | BY: Nir Gaist

HealthyPaws is absolutely the best

I have absolutely no relation to HealthyPaws other than being their costumer for 5.5 years. I rarely write reviews, but I also rarely face a service that's worth a review that much, so wholeheartedly, and truly for the benefit of pet parents, like me. I was the owner of an AMAZING Labrador Retriever who passed away on Saturday, 1/22/22. These were no less than the worst days for our family. Yet, I felt that I have to share this information in order to help other pet parents. Straightforward: The single most important decision I have ever made when it comes to my dog, was to join HealthyPaws. Unfortunately, I really needed them, and fortunately, they were ALWAYS there, and ALWAYS helped. A lot. To summarize our experience: - They really covered everything, except exams, exactly as they promised. And there was a lot to cover. - They went above and beyond to help us. When we got a high estimate for a treatment, they offered to do a direct pay to the hospital! Even when the hospital manager was hard to get, they were the ones to keep trying. It was unbelievable. - They were always super-fast to approve claims and reimburse. - They were always super responsive. Someone always answered my calls and helped me. - They were fair and empathetic (even when I called to stop the policy… They knew what happened, and they even sent us a sympathy card). I simply don't have enough words to thank them for what they did, and for such a great service. I urge you, pet owners - get your baby a health insurance. This is absolutely NOT optional. In some cases, this may really be a lifer saver. When things get bad, you will be thankful, and you will ask yourself what would you do without it. If and when (hopefully never!) you will face the question of "should I pay for this $9,700 surgery that I'm told will extend the life of my dog", you will seriously wonder what other people, without pet health insurance, are doing? You don't want to have financials as part of your considerations when you wonder how to treat your furry baby when time comes... (and I truly wish you it will never come! But it came to us... 10 years too early). And once you rightly decide to have that insurance, please know that you can simply call HealthyPaws. I genuinely couldn't ask for a better service. Thank you HealthyPaws team – you’re the best!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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