Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Deb Simpson

Great pet insurance and customer service

I couldn't be happier with Healthy Paws. My puppy recently ate what was suspected to be a piece of glass. After an x-ray at the local vet, and emergency exploratory surgery with a specialized surgeon, claims were submitted and Healthy Paws kept in contact throughout the entire claims processing period. I was extremely happy with the fact that Healthy Paws covered the claims at the rate of reimbursement and deductible I had chosen. They have even been in contact to check on my puppy's recuperation. That is good customer service! I did a lot of researching of pet insurers before choosing Healthy Paws. I have absolutely nothing but good things to say about them. So very glad I went with them.
5

out of 5

POSTED: | BY: Elaina

Highly Recommend

We have had HealthyPaws Pet Insurance since we got our puppy in 2018. We did a huge amount of research on pet insurance companies and decided HealthyPaws appeared to have the best reviews and best policy for us. From Day 1 they quickly covered every expected expense without question - these were mostly smaller vet adventures: ear infections, some tummy issues, etc. However recently, our dog surprised us by swallowing two mini tennis balls whole. This led to x-rays, a scope, and eventual major stomach surgery with a hospital stay. This was our first major claim to HealthyPaws but they quickly reviewed this, approved the necessary expenses and reimbursed me almost immediately. Additionally, they reached out to check on the status of our dog. I have been incredibly impressed with this company and have referred them to countless friends with animals. We got pet insurance mostly for peace of mind but having HealthyPaws behind us as we made major health decisions for our dog was extremely comforting.
5

out of 5

POSTED: | BY: Elaina Conboy

Highly Recommend

We have had HealthyPaws Pet Insurance since we got our puppy in 2018. We did a huge amount of research on pet insurance companies and decided HealthyPaws appeared to have the best reviews and best policy for us. From Day 1 they quickly covered every expected expense without question - these were mostly smaller vet adventures: ear infections, some tummy issues, etc. However recently, our dog surprised us by swallowing two mini tennis balls whole. This led to x-rays, a scope, and eventual major stomach surgery with a hospital stay. This was our first major claim to HealthyPaws but they quickly reviewed this, approved the necessary expenses and reimbursed me almost immediately. Additionally, they reached out to check on the status of our dog. I have been incredibly impressed with this company and have referred them to countless friends with animals. We got pet insurance mostly for peace of mind but having HealthyPaws behind us as we made major health decisions for our dog was extremely comforting.
5

out of 5

POSTED: | BY: Gisele Galante Chulack

So grateful...

In January 2021, I enrolled in a health insurance plan with Healthy Paws for my pug, Oscar, who was three year old at the time. I was recommended Healthy Paws by a friend who has a Boston Terrier. This past January 5, 2022, after an episode of acute vomiting followed by several days of barely eating, Oscar was hospitalized at VCA West Los Angeles Hospital. He stayed there for five nights and was diagnosed with multicentric lymphoma which came as a shock to me. After the diagnosis was made, Oscar was treated with prednisone and an Elspar injection. Five weeks later, he is now in remission. Last January 26, I submitted his hospital bill to Healthy Paws. Less than ten days later, I received a check from them for a five figure amount. I have only one thing to say: thank you Healthy Paws!
5

out of 5

POSTED: | BY: Gisele Galante Chulack

So Grateful...

In January 2021, I enrolled in a health insurance plan with Healthy Paws for my pug, Oscar, who was three year old at the time. I was recommended Healthy Paws by a friend who has a Boston Terrier. This past January 5, 2022, after an episode of acute vomiting followed by several days of barely eating, Oscar was hospitalized at VCA West Los Angeles Hospital. He stayed there for five nights and was diagnosed with multicentric lymphoma which came as a shock to me. After the diagnosis was made, Oscar was treated with prednisone and an Elspar injection. Five weeks later, he is now in remission. Last January 26, I submitted his hospital bill to Healthy Paws. Less than ten days later, I received a check from them for a five figure amount. I have only one thing to say: thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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