Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Tracy Gorham

Xennah Carella Whispering X

I have had Xennah my sheltie on Healthypaws for 9 years. Xennah has had a few issues over the years but just recently we have a major issue, Xennah had to go the animal Emergency Hospital and an open wound which in turned had to have surgery with a drain placement, the the following Monday was scheduled to see her vet and she had major surgery which she now has over 60 sutures on her neck all the way to her chest, and 15 more on her hind end. Then to follow up and she had a high fever and was placed on IV’s and antibiotics. We are still not out of woods yet. I have to say thank you to Healthypaws for all the help with Xennah. When I was at animal Emergency I had uploaded the invoice and the next day I was reimbursed. Xennah has costs close to $3000.00 and healthypaws has paid 90% of the fees. I’m a dog trainer and I tell all my students to get pet insurance, for you just don’t know what might happen to our fur babies. I have many stories I can tell you and most of my students are following my suggestion and getting pet insurance. Just had a student blow her knee out and her mom was glad I suggested her to get insurance. Knee surgery was covered. I have 5 of my own dogs and they all have insurance. Thank you healthypaws for having my back with my 2 girls.
5

out of 5

POSTED: | BY: Lisa Westerman

My dog needed emergency surgery…

My dog had an obstuction in his intenstine from swallowing a part of a dog toy. He had to have emergency surgery. Of course we were distraught. Luckily, things went very well and he is healing nicely. The additional stress of a huge medical bill was taken away from the equation since we had Pet insurance taken out when he was a pup to insure against this very type of unforseen event. This was my first claim so I was a little intimidated, but let me say, the claim submission was a breeze. I just needed to submit a photo of the invoice and Health Paws did the rest. I was sent emails with updates and they have an app as well. I received my money in one week via direct deposit. We are extremely satisfied.
5

out of 5

POSTED: | BY: Manjiri Keskar

Highly recommended

We were lucky to have the foresight of choosing Healthy Paws when our lab was just a puppy. He has had 2 unfortunate major surgeries leaving us in several thousands of dollars in vet bills and both times, Healthy Paws processed our claims quickly and with absolutely no hassles. They covered what they promised and we only had to pay a small fraction of overall costs. They also followed up to make sure he is doing ok post surgery. We highly recommend HP!
5

out of 5

POSTED: | BY: Stefanie Hegyi

Completely satisfied with this company for SEVERAL YEARS!

We have an 8-year old golden retriever with several ongoing medical conditions, AND he is a scoundrel and eats everything and thus has had TWO blockage surgeries. Healthy Paws has been a life savior, literally, each time. I could not have spent so much money without knowing I would be getting much of it reimbursed. We have probably spent over 15K on this dog and I love him dearly and am so grateful to Healthy Paws for providing such excellent coverage and response times since he was a puppy. HIGHLY RECOMMEND THEM!
5

out of 5

POSTED: | BY: Rachel Strauss

HEALTHY PAWS INSURANCE!?

HEALTHY PAWS INSURANCE!?! I cannot say enough wonderful things about them. We've been clients for almost two years. They got us through a TPLO ($5000) surgery with our dog. We were resposible for $800- Healthy Paws covered the rest. AND they help with the Rehab!!!! We have 80% reimbursement, BUT Healthy Paws worked directly WITH the Animal Hospital. So my husband and I were never reimbursed- the hospital was! Solid team of professionals here. App is easy to use. Amazing. Thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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