Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Megan D

I have had healthy paws for 11 years…amazing!

I have had healthy paws for 11 years and they have always taken good care of my dog in a timely manner! I have never had a problem processing a claim, despite large& frequent procedures. Given my dog is almost 12 years old, the premiums are very reasonable.
5

out of 5

POSTED: | BY: Megan Delyanis

Amazing

I have had healthy paws for 11 years and they have always taken good care of my dog in a timely manner! I have never had a problem processing a claim, despite large& frequent procedures. Given my dog is almost 12 years old, the premiums are very reasonable.
5

out of 5

POSTED: | BY: I Riggs

We have Healthy Paws Pet Insurance for…

We have Healthy Paws Pet Insurance for our dog. She has had numerous health issues, including surgery, and each time, Healthy Paws paid 80% of the costs after deductibles. It has made care decisions much easier, and our dear pet has fully recovered and is able to fully enjoy life after illness! The app is so easy to use. You just submit photos of your invoices, and you get reimbursements in very little time. Our premiums have gone up over time, so don't assume that what you pay at the start will be the cost later on. Nevertheless, we highly recommend this company!
1

out of 5

POSTED: | BY: Matthew A

What a total rip off!

What a total rip off! My dog’s health insurance jumped from $189/mo to $479/mo because a new insurance company took over. Something about how the California government won’t let them cap monthly premiums. So ridiculous. The reason you can’t find my account is because I cancelled it yesterday after 10 years with you all. You all are the absolute worst.
5

out of 5

POSTED: | BY: W. J.

Very nice experience with Healthy Paws.

Our cat Pepper broke his leg in December and needed surgery. It was a heartbroken time for us. There were so many things to worry about from finding a hospital that could schedule surgery quickly to concerning if he could get fully recovered from the injury. But fortunately, we don't have to worry too much about the financial burden because we purchased health insurance when we brought Pepper to our family. The first reimbursement took a few rounds of communication because of the requirements of medical records. But the reimbursement arrived swiftly after there is no issue with documents. The reimbursement for later medical costs was simple and easy. Now we could see our little angel could happily jump and climb just as before. I am very satisfied with their efficient and responsive service.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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