Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,212

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Maureen Boring

Easy

Easy, painless claims process. I was sure there would be a catch and some hassle like other insurances. There were no issues. Didn't have to worry about bills when caring for my pet which greatly eased an otherwise difficult time. They even emailed me to check on my dog. Great experience.
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5

out of 5

POSTED: | BY: AdCal

Healthy Paws insurance has been…

Healthy Paws insurance has been excellent in responding to all of our pet insurance claims. They are reliable, caring, and very quick to reply to any correspondence and claims. Their rates are also comparable to other pet insurance companies. We are very pleased with Healthy Paws.
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5

out of 5

POSTED: | BY: Maureen

Easy

Easy, painless claims process. I was sure there would be a catch and some hassle like other insurances. There were no issues. Didn't have to worry about bills when caring for my pet which greatly eased an otherwise difficult time. They even emailed me to check on my dog. Great experience.
5

out of 5

POSTED: | BY: Adlai

Healthy Paws Review

Healthy Paws insurance has been excellent in responding to all of our pet insurance claims. They are reliable, caring, and very quick to reply to any correspondence and claims. Their rates are also comparable to other pet insurance companies. We are very pleased with Healthy Paws.
4

out of 5

POSTED: | BY: Suzanne

Rates go up

I'm staying with Healthy Paws because I had such good service from them when I had to file a claim. That was in 2020 (three years ago). However, my monthly premium has gone up over 300% since 2020, so much that I had to lower my coverage level to afford it. Maybe it's because of my zip code, and my dog is now going on 14 years old. I just hope the rate change doesn't mean Healthy Paws was bought out by some other company that will downgrade services as a cost cutting measure.
1 comments

POSTED: | BY: Healthy Paws Customer Service

Suzanne - We truly appreciate you being part of the Healthy Paws family. We understand your concern and would be happy to review your account and discuss your premium increase with you in greater detail. Please call us at (855) 898-8991 and we will gladly answer any questions you have regarding the factors that went into your premium increase. The Healthy Paws Team

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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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