Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,763

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Daisy

Claim process is super easy and quick

Our cat Dimond went to the ER and has been hospitalized for four days due to acute inflammation of several organs and now is doing pretty well. His ALT is still high from his bloodwork recheck so he will be on a liver protectant for a while. This is our first time submitting claims on healthy paws and the whole process was super easy and quick. Thanks for protecting Dimond and I definitely will recommend healthy paws to friends who also have fur family members!
5

out of 5

POSTED: | BY: Stepan

Bilateral TPLO Surgery Experience

My dog had 2 ACL tears and needed double knee surgery (Bilateral TPLO). Our Vet recommended we go to a specialized surgery hospital given the severity of the disease, which would make the cost much higher, however, we were confident that we have a great insurance company who cares about their pet and parents to support us. We had to wait 3 months to get a consultation with the surgeon and another 2 months to have the surgery. Healthy Paws has been incredible partner on our journey, exactly as the policy states, we were reimbursed for everything with minimal effort from our end. Most invoices were reimbursed in 2-3 days (including all pain management medications while waiting to see the surgeon), while the big invoice of the surgery itself was reimbursed in 4-5 days. The website is very easy to submit claims to and if any documents are required, the healthy paws team was very quick to ask for them to process the claim in a timely manner. Knowing how pet parents are already overwhelmed with the surgery and all the information thrown at them, I was expecting for healthy paws to ask me for medical records and surgery records but once I provided the invoice and gave the hospital the insurance records, they worked it all out in the background. All I had to do is submit the invoice for $10K through the healthy paws’ website, and boom few days later, no questions asked, I was reimbursed 80% of it.
5

out of 5

POSTED: | BY: Taylor Buaya

Great company!

Great company, low price, easy to work with, definitely cares about you and your pet!
5

out of 5

POSTED: | BY: JenG

Healthy Paws saved my pups life

Healthy Paws saved my pups life. We had $4k in vet bills from simple kennel cough that turned into complicated pneumonia. They have been amazing and I recommend them to everyone. It is the best piece of mind when you have pets in your life. I have used other companies and healthy paws is by far the best.
5

out of 5

POSTED: | BY: Jen Gardell

Never have a pet without healthy paws

Healthy Paws saved my pups life. They have been amazing and I recommend them to everyone. It is the best piece of mind when you have pets in your life. I have used other companies and healthy paws is by far the best.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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