Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
4

out of 5

POSTED: | BY: Norma Carter

This company gave us prompt reimbursement

This company has been very good at answering our claims and explaining everything on our policy. we have just had two cheques reimbursed by them this year 2022. their customer service is excellent.
5

out of 5

POSTED: | BY: susan hilliard

Send it to all pet center please for my cat

I'm hoping to get donations for my Siamese cat that turning 14 he has a tumor in his stomach that might be cancer that they said 2500 to remove it to make my cat well I do not have 2500 please help me with the donations to go to all Pet Center in Grand Junction Colorado bottle fed him was 3 days old
5

out of 5

POSTED: | BY: Crystal

Tucker

I am very pleased with this pet insurance company. It’s very easy to file a claim and is definitely worth having. Great customer service.
5

out of 5

POSTED: | BY: Daniel Mundstock

Reliable and easy to use

I've been using Healthy Paws for years with all my dogs and my experience has been great. Their claim submission portal is easy to use and doesn't require you itemize only the items you need reimbursement. They do it and you just have to review. I never had issues with coverage and I already had to use the insurance for expensive treatments like cancer.
5

out of 5

POSTED: | BY: WKL

Healthy Paws pays off.

I have a delightful 11 year old Beagle. I purchased health insurance for her from Healthy Paws. It is somewhat expensive and premiums go up as she ages. Recently, her Vet discovered a mass on her spleen and recommended a splenectomy. That was done and thankfully the biopsy was negative. I have submitted at least a half dozen claims with Healthy Paws in conjunction with the splenectomy (lab work, ultrasound, surgery, post op labs, and medications). Each claim was handled promptly by Healthy Paws. Making a claim was as easy as uploading a photo of the Vet's itemized bill on the Healthy Paws website. All claims were processed in less than a week. Two of the claims were processed the day I submitted the claims. Healthy Paws even reached out to me by email to see how my pet was recovering after surgery. All claims were processed quickly and in accordance with my insurance policy with Healthy Paws. I insured my pet with Healthy Paws so that I would never have to make a medical decision on my beloved dog based on economics.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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