Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Nancy Roman

0 stars!!!!

Healthy Paws has done nothing for me except steal my money every month, for two dogs, for over four years. In four years I have put in 6 claims, and I have received nothing! My claims have been denied each and every time. Every time I put in a claim they have some new song and dance as to why I was denied. As I type this I am on hold… canceling my two dogs insurance. I am going with another Insurance company, as this one only takes from me!
5

out of 5

POSTED: | BY: Tom Keenan

Pet Surgery

My dog had surgery for intestinal cancer. I submitted the claim and within one week Healthy Paws agreed to reimburse me for the procedure.
1

out of 5

POSTED: | BY: DissatisfiedinNY

Claim service is poor

Claim service is poor. I submitted a claim for a growth on her paw. My vet submitted all required documentation. First, HP never received it, second time they lost it. Now they closed the claim because of lack of documentation. Vet sends all documentation again. The third time. Now, they opened/appealed the wrong claim! Three weeks later, no claim determination. HP needs to reopen their offices and get their staff back to work. Lots of disconnected/dropped calls. By the way, the dog is four years old. HP wrote the insurance when she was a puppy. Why would you need 4 years of medical documentation? There are no preexisting conditions that would not be covered/outside of the exclusions listed in the contract. I will be complaining to my state insurance department. The policy number is 568075.
5

out of 5

POSTED: | BY: Darion

Great and consistent service!

Great and consistent service! Over the years, having pet insurance with Healthy Paws has come in extremely handy, reducing huge medical bills from my cat's conditions down to much more manageable amounts. Healthy Paws is alway very clear about what is / isn't covered and why, and is quick to evaluate and reimburse a claim.
1

out of 5

POSTED: | BY: Jeong Yi

Horrible and terrible

Horrible and terrible insurance company my experience My animal hospital is on fire and there are no records. And even though i gave to health paws my doctor phone number, they still wanted me for an old record. And my case was not resolved. One phone call solved it, but they didn't try. I was under a lot of stress and then canceled it. I just threw money

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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