Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Have had HP for several years but was never happier to have them than when one of my dogs was diagnosed with cancer this year. The the claim filing UI is simple and the process from filing to reimbursement is generally rapid. And their customer service has been absolutely delightful the handful of times I've had to discuss a claim. Highly recommended.
1
out of 5
POSTED:
| BY: Brooke G
Don’t buy insurance, pay out of pocket
We paid their steep monthly premiums for years and when our German Shepard needed treatment for an ear infection, they refused to reimburse us.
*update: they claim I never sent them the necessary records to process our claim. I sent them the records we have for our dog and explained that we adopted her and there are no records beyond that. They basically have a de facto policy of being able to deny all claims to adopted dogs, but will not actually say that, and they won’t make these policies clear until you’ve paid them lots of premiums over the years.
Save your money- don’t buy pet insurance, just be prepared to pay out of pocket.
one day i should go to istanbul, turkiye, for doing some business. But, problems coming on the next. So, i should living in istanbul 2 months for solve the problem in our business. We have 3 pets at home, and i think this is accident because we are never estimate there are problem in istanbul. at the end, our pets sick and death. after comeback from istanbul,Turkiye, we make report To Healthy Paws Pet Insurance & Foundation Office. We are descibe how our pets, sick and death because our business problem happened. So, from that office, after 3 days, give some good news, give us 3 pets more sweety and clean, health, nice sweety.
good job Healthy Paws Pet Insurance & Foundation
Very grateful for Healthy Paws and their quick reimbursement process. It has always been so easy filing a claim on my phone, and always get reimbursed within a week. Highly recommend Healthy Paws to anyone with a pet.
We absolutely love Healthy Paws Insurance and are thankful to have found them. Filing a claim is so easy, and we always get reimbursed within a week. Highly recommend this insurance to anyone with a pet.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.