Healthy Paws | Pet Insurance Review

We can’t say enough how grateful we felt about Healthy Paws! From the very first claim we filed, they have been nothing short of outstanding. When our sweet dog was diagnosed with concerning lumps in his abdominal area, our vet recommended a full work-up: CT scan, Fine Needle Aspirations, and complete blood panels. I was honestly dreading the cost and the hassle of dealing with insurance during such a stressful time. Healthy Paws made it effortless. We submitted the claims right after the procedures, and the reimbursements came back incredibly fast—every single one was processed without a single question, denial, or delay. They never once gave us any issues, even with multiple procedures in one visit. The money hit our account quickly, which took so much financial stress off our shoulders and let us focus entirely on getting our boy the care he needed. We’ve been with Healthy Paws for a while now, and every single experience has been this smooth and supportive. Their team clearly understands that when your pet is sick, the last thing you want to worry about is paperwork or fighting for coverage. They’ve given us true peace of mind and allowed us to be the best pet parents we can be. If you love your dog or cat as much as we do, do yourself (and your wallet) a huge favor and sign up with Healthy Paws today. You won’t regret it—thank you, Healthy Paws, for being there when it mattered most! 🐾❤️

Great pet insurance! Healthy Paws is very responsive, timely, and helpful. We would have faced veterinary challenges without our dog's coverage. Highly recommended!

Healthy Paws has been awesome insurance for our pups over the years. Recently, one was diagnosed with a tumor in his mouth. Thankfully, it was swiftly removed and he is doing great! HEALTHY PAWS processed his claim swiftly and paid in accordance with our plan. We are so grateful for having Healthy Paws pet insurance. We have been long-time customers keeping all our beagles insured. Their history in paying claims has been great since the beginning and continues today just as we experienced this time.

The website is easy to use. Claims are processed very quickly and most importantly, a real human answers the phone without much waiting. I would have given a 5 if Healthy Paws had a mechanism by which one could get pre-approved for a procedure or test. FYI-Price increases are often. I started 12 years ago at $35/month and now pay $140/month. Total increase: 300% Annualized increase: ~12.25% per year Average dollar increase: ~$8.75/year

I've had Healthy Paws since 6/6/2020, since my dog was a puppy with no medical issues. I have never had any issues with them. They cover my dog's $90 medication, roughly every 45 days. They've paid for $200 worth of medication. They have covered his ER visit of ~$500. They covered dental bills three times — the first was a slab fracture, the second was a broken tooth. The third time was this year, after he was found to have a cyst during his last dental in Nov 2025. He had to go to the dentist to have this fixed — $3700. They covered it, leaving my out of pocket cost to $371. I work at a vet and I recommend Healthy Paws to clients on the daily. I recently got a new puppy (now a year old) and enrolled him in insurance the day I brought him home. They have covered his car sickness medication. The point is, pet insurance IS worth it. Pay attention to the poor reviews — most of the time, the pet was denied because it was a pre-existing condition. Many people dont think of that when they enroll. Something as minor as vomiting, diarrhea, a little itchiness...all of that can (and likely will) be listed as a pre-existing condition. Get pet insurance before your pet has any issues! And yes, it can be costly. Premiums rise every year. This is a business, after all. Premiums rise due to rising vet costs. It all depends on what you can afford. I can afford a monthly $150 for two dogs, but I can't afford to drop 4-5k on an ER visit or illness without being paid back (I recommend opeing a CareCredit and an Affirm credit card, since you do have to pay out of pocket first and then reimbursed). All in all...10/10. I will never have another dog/cat without health insurance. Healthy Paws is where it's at. I'd never go elsewhere.