Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Ben Coonfield

I gave à 1 star because that’s the…

I gave à 1 star because that’s the lowest. Advertising is very deceptive, don’t get this insurance. You want to protect your pet, they want to steal your money. I want a full refund!
5

out of 5

POSTED: | BY: Amanda P

Highly recommend

We didn’t really need pet insurance much until this past year when our dog got sick. During such a stressful time trying to focus on getting him healthy again, Healthy Paws made the process seamless and easy. They were honestly the least of our worries. The claims process was simple, fast, and reliable. Claims were reviewed and approved very quickly, and the explanations provided were always clear and detailed. Having that support during a difficult time gave us so much peace of mind. We’re very grateful we chose Healthy Paws and we highly recommend them to other pet owners.
5

out of 5

POSTED: | BY: Linda Filderman

This company has always been good to me.

This company has always been good to me.
5

out of 5

POSTED: | BY: Marianna Dorusinec

Healthy Paws Insurance Making Gold Standard Care Possible

I've had Healthy Paws Insurance for my dog Akiva for several years. Most recently we needed to make a claim for his emergency surgery when his urethra became prolapsed. A surgery and hospitalization bill that would cost just under $4,000. Because of Healthy Paws I never have to worry about the financial aspect to determine our treatment/care options. Healthy Paws is quick to process reimbursement(s) within a few days and very easy to submit a claim through their app. We are truly grateful!
4

out of 5

POSTED: | BY: Charlotte Hays

Prompt Service

Healthy Paws always processes claims promptly. Some of their exclusions can be a bit frustrating and my biggest complaint is they will not review estimates, so it can be stressful to be confronted with vet bills without knowing what will be covered. It would be great to be able to call and ask if a particular procedure is covered. But all a client is told is, "Get the procedure and submit the bill and we will let you know."

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review