Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: robin

Very easy to submit claim and quick…

Very easy to submit claim and quick reimbursement.
5

out of 5

POSTED: | BY: Natalie Hogeboom

Healthy paws cares!!

We've been loyal and happy customers of healthy paws insurance for the past 10 years. They have never let us down so far! We've had emergencies, & we've had surgeries and they have paid every single time.
5

out of 5

POSTED: | BY: Nathan Jones

Incredibly fast claims processing and…

Incredibly fast claims processing and there is never a need for an appeal
5

out of 5

POSTED: | BY: Eitan Agagi

Highly Recommend

We absolutely love Healthypaws vet Insurance for our dog. Very easy to use , quick response, quick direct deposit to your account , very friendly and efficient customer service. Highly recommended.
1

out of 5

POSTED: | BY: Linda D.

Consider a different company

The customer care is beyond awful! I have written over 10 times asking for help with no reply, other than we try to respond to all emails within 10 days. I have received emails that ask for missing information-they don’t say what is missing, claims denied because there wasn’t enough information on a previous claim. I had HP for my dog Tucker who passed in 2024. Never had one bad experience. Recommended them to many people. Now I am looking for a different company. This was prior to CHUBB buying them. Run around is what you get. They don’t make it easy. Used to be send a photo of the bill-done. Now, something is always wrong with the info sent. Explore other options! I am checking out Pumpkin.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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