Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: jody moxham

70% Rate Increase

My dog turned 8 years old and I just got a notice of a 70% increase in cost for his insurance. I took out the policy when he was 6 months old and have never filed a claim. The policy has been on auto pay for the full time. When I sent an email to the company complaining about the increase and stating I would need to cancel, they sent me an email saying if I did not change my cancellation, it would take effect. No attempt to keep my business! To me this is a window into their business model: insure pets during their healthiest years and do their best to cull their insurees as they get into the age where they may have need of the insurance.
5

out of 5

POSTED: | BY: customer

So grateful for HP

So grateful for HP. They are AMAZING! Compassionate and professional. I have HIGHLY recommended them to family and friends.
5

out of 5

POSTED: | BY: Gerard Heidkamp

Healthy Paws helped…

Healthy paws was a very easy provider to work with and was quick with reimbursement. This is my first time having insurance for a pet and it made my decision making very easy.
5

out of 5

POSTED: | BY: Alyson Lyons

So glad I have this pet insurance

So glad I have this insurance. I had a medical emergency on my 1 1/2 year old dog. The first emergency room could not do the needed surgical procedure and they had to call around and find one that could bring in specialist (in the middle of the night) to do the needed surgical procedure. There were hefty bills from two different pet emergency care centers. Both claims were paid in under a week with the money deposited in my bank account. While there is still some out of pocket costs (copay and exam fees), having the pet insurance plus simple, fast processing and payment was a huge relief and ease of very large vet bills. What really counts is my girl is doing great and on the mend thanks to outstanding emergency veterinary care.
5

out of 5

POSTED: | BY: Paul Kozakiewicz

The coverage is exceptional

The coverage is exceptional. Claim submittal is simple. Claims are processed almost instantly.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review