Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,744

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Rich DiCola

Excellent Coverage

We've had Healthy Paws Insurance on our two Bernese Mountain dogs for approximately 15 years. All of our pets needs were covered to 100% of what the plan covers. No questions asked. It's nice to be able to care for your pet without having to worry about a struggle with insurance coverage.
5

out of 5

POSTED: | BY: Jesse R

Healthy Paws is customer-friendly and easy to manage

I have used Health Paws pet insurance for both my dog and cat since 2017. My cat Pearl just went through 2 surgeries plus blood transfusions and many nights in ICU and the bills came to almost $35k. Yes, $35k. Healthy Paws covered the full 70% and I got all the $ quickly through direct deposit. I would highly suggest Healthy Paws and I will be a customer of theirs for many years to come!
5

out of 5

POSTED: | BY: Gary Merz

My Italian greyhound

My Italian greyhound recently had two skin cancer surgeries. Heathy Paws was very responsive to my claims and reimbursed us for 80 % of the procedures (as written in contract) within a week of my submittal. They are a huge support for the care of our Buddy. Thanks!
5

out of 5

POSTED: | BY: Kelly Etheridge

Super easy to submit a claim just…

Super easy to submit a claim just upload the information. Approvals are fast and now instead of waiting for checks, they get automatically deposited into the bank account, which is even better!
1

out of 5

POSTED: | BY: Lisa

Confusing, time consuming customer service

Customer service does not address questions about claims in a clear, efficient way. Instead they try to discuss claims unrelated to the reason for the call, and you will need to redirect their attention to your specific issue. This has happened to me several times over the years, but today was particularly surprising given my questions was very simple. They then could not point me to the claims policy information I requested.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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