Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,018

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Robin Sontheimer

An Actual Life-Saver

We've been with Healthy Paws since our doggo was 7 weeks old. Over the course of nearly 8 years, Healthy Paws has been responsive, fair, and enormously supportive of our favorite guy. A few weeks ago, the worst happened. Our pup got into something (a basket of socks?) which led to one emergency surgery (removing socks in stomach and three more places along his intestine), followed by another a week later after he developed dehiscence. When we left our buddy at the second hospital for surgery, we weren't sure we'd see him again-- without Healthy Paws, we wouldn't have for sure. Before we'd even walked into the second hospital, Healthy Paws had already reimbursed their portion of the first surgery. The website is simple, easy, and efficient-- their team is lightning fast. As I write this, we are just a few days out of the second surgery, and we've already received reimbursement for all of our qualifying claims. I've heard horror stories about Healthy Paws jacking rates to wild and unaffordable heights in order to "kick off" older dogs from coverage-- this has not been our experience, and I'll certainly update my review should this happen to us in the future-- Healthy Paws has been nothing but an actual life-saver for our family. I've been telling anyone who will listen about our experience with Healthy Paws-- we couldn't be more grateful!
5

out of 5

POSTED: | BY: Marc Brog

Thank you for your prompt assistance…

Thank you for your prompt assistance with our claim for Charlie! He is recovering well from surgery. Very thankful for Heathy Paws!!
5

out of 5

POSTED: | BY: customer

They have our backs when our pets are sick or injured.

There is a reason why we have been with Healthy Paws for almost ten years. Even when our friends recommend the pet insurance that they use, we believe we are in very good hands with Healthy Paws. Amazingly and tragically, we had each of our three pets take a turn with medical issues in the last three months. I've had pets my entire life and this has never happened before. Thank goodness we were able to pursue care for our fur babies. Medical care for animals can be astronomical. We made some tough decisions. But the difficulty wasn't nearly as agonizing as it would have been had we not been clients of Healthy Paws. The fact that they send us a message inquiring about the patient using the kitty's or the dog's name is a much appreciated touch. I believe that they care. I am giving a two-thumbs enthusiastic review of this company and the people who have had our backs over the years.
5

out of 5

POSTED: | BY: John Gier

Prompt, Reliable Payments

We have used Healthy Paws Pet Insurance for Gretchen, our 11-year-old German Shepherd mix since she was a year old. We value Healthy Paws because we do not have to be overly concerned about excessive medical expenses for items such as surgery. Healthy Paws always promptly pays for covered items according to the policy guidelines. For Gretchen's recent elbow surgery the payment was made two days after the surgery.
5

out of 5

POSTED: | BY: V Lee

reliable insurance

Very clear guidelines and fast reimbursement

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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