Healthy Paws | Pet Insurance Review

STAY FAR AWAY FROM THIS INSURANCE COMPANY! As many others have pointed out, they have completely fallen apart over the last few years, likely because they got bought out by Chubb, a large insurance company who has clearly ruined what was once a good and caring company. I have had a healthy paws plan for my dog for 6+ years and besides the insane spike in premiums and poor communications when submitting a claim over the last few years, it is clear that they do not care about your pet and are only here to make money off of you. I was kicked off of my pets insurance plan without warning due to a singular missed payment. When I found out about this, I immediately reached out to remedy the issue and to make the payment only to find out that my account couldn't be reinstated and that the cancellation was final, they wouldn't take my pet back, even after paying on time and having a plan with them for 6 YEARS!! I tried to explain that my account got canceled with no warning, no email, no letters, no calls, I even double checked my address and email on file and they were correct, scoured my inbox and nothing... Their team heard this feedback and said tough luck, we sent notices.... which they clearly did not. No empathy, no understanding, and they flat out just don't respond most of the time. It really feels like as your dogs age, they spike your premiums sky high and then look for any reason to get you off of your plan so that they do not have to care for the pet you have been paying them to care for for their entire existence. You would think that being a customer for such a long time would earn you some grace, but their customer care team could not care less, barely responds, and just blatantly does not care about your pets. The lack of empathy towards a long time customer should speak volumes, if this is how they treat us, then you will be next. Don't believe any of the misleading advertising. For your sanity and your pets health, do not sign up with Healthy paws, you will deeply regret it later.

This has been going on for a month!!!! I have wasted countless hours, phone calls, emails, etc. The company seemed amazing and I was sold. After a bad experience and paying the deductible I did receive a check immediately; however, an emergency vet put down one breed (large) when he is also another (smaller) resulting in an increase of $20 rather than questioning me. Once i reached out I provided everything they asked for even going to the vet for a weight check and her sending proof that she felt he would not get to the cap for the next weight category. I was put through a run-around with messages saying I would hear back in 24 hours then 5 days. A call indicated that it was being elevated to their Signal team then another group. It seemed that I was being pushed off until the date when the increase would occur. I have cancelled and would not recommend them to anyone!!!

My 3 year old dog just had an expensive and complex orthopedic surgery. She had specialist visits prior to that. All claims were handled within 1-2 days of filing them and required no follow up. Same smooth claims experience for my 13 year old dog with lots of cardiology and specialist visits. I’ve had 7 animals covered by Healthy Paws (5 currently, 2 passed away) and I stay with them specifically because they handle emergencies and surgeries so well. And the ease of claims process.

easy to put in bill and fast to recieve our amout it covered

Loki has been covered since he was a puppy and Healthy Paws has never let us down. Claims are straightforward, reimbursements are fast, and the coverage has held up when it actually mattered. Genuinely glad we have it.