Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: TBD

New televisit benefit is pretty good

It was my first time using the veterinary televisit benefit and that was a pleasant experience. This visit led me to seek the correct medical care for my dog. The claims were accepted and paid very quickly, so I have no complaint,
5

out of 5

POSTED: | BY: WLR

Relief during difficult time

Throughout my dog’s life, Healthy Paws has shown incredibly prompt processing of claims and reimbursement. They have clearly written policies and helpful customer service during the few occasions that I’ve needed additional answers. My dog is currently going through a serious medical issue and Healthy Paws has given me no added stress and their coverage provides peace of mind that I can afford this expensive treatment. edited to add: After reading several more recent reviews from other customers, I am concerned that my experience may not be the norm now that the company was purchased by Chubb. I have been a customer for over 9 years and it has been extremely positive overall, but I appreciate learning from other longterm customers about their experiences with outrageous premium increases and bad customer service communication. I am fortunate that those issues have not yet arisen for me.
5

out of 5

POSTED: | BY: Ellen Zornes

Healthy Paws Pet Insurance Healthy Paws Pets Insurance has been…

Healthy Paws Pets Insurance has been with us every step of the way! Lucy Toons turns 13 years old tomorrow and Healthy Paws has allowed us to give her a long and healthy life. Pet Insurance is not just for the ‘big’ emergencies but also for the day to day health issues that arise as our beloved pets age. Healthy Paws has allowed us to be able to give Lucy the medications she has needed along with the diagnostic tests needed throughout her lifetime. Thank you, Healthy Paws, for enabling us to give Lucy all that she has needed.
5

out of 5

POSTED: | BY: Karla Barreto

The response on claims is very fast and…

The response on claims is very fast and they make the process of submitting a claim easy which is great since everyone's life is crazy.
5

out of 5

POSTED: | BY: Chloe Wassermiller

Worth it

While sometimes difficult to navigate with paperwork, they are fair. Rates get very high in old age, but that is to be expected. Insurance is peace of mind, and I like the security of knowing catastrophes will be covered.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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