Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,744

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Phyllis Perna

Healthy Paws Pet Insurance is extraordinary!

Healthy Paws Pet Insurance is EXCELLENT!!! I have been using it for years! Monthly rate is very reasonable!! My older dog has been having a serious health issue in last few months and Healthy Paws has been extraordinary in its reimbursements to me for some very expensive care! I am so so grateful that I discovered this insurance when I first got my pet!! I recommend it highly to anyone who has a loved pet!! Thank you Healthy Paws!!!
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1

out of 5

POSTED: | BY: Brooks Ambrose

outrageous 250% premium hike to $320

Healthy Paws has been raising premiums at an alarming rate for years, way faster than the cost of vet care inflation which they originally promised to stick to. There was a class action against them in California that didn't go anywhere. We thought last year's hike was bad when they increased it by 25%. Once my dog turned 10 years old they increased it by 250%. Our premium is $320 a month now which is outrageous. It is as if they want us to cancel our policy. Now that our guy is old they don't want to care for him even though they've made plenty of money off of us for a decade. So much for being a loyal customer.
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5

out of 5

POSTED: | BY: Barbara MacRae

This is the best insurance ever!

This is the best insurance ever!! They respond quickly on claims. I recommend this to my friends all the time.
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5

out of 5

POSTED: | BY: Natale F Cardino

Heartfelt Thanks for Your Exceptional Service

Dear Healthy Paws Team, I wanted to take a moment to express my sincere gratitude for the outstanding service and support I received during my recent claim. My dog, Micky, required surgery for hip dysplasia — an experience that was both emotionally and financially stressful. Your team’s quick response and efficient handling of the claim lifted a tremendous weight off my shoulders. I was amazed that the claim was processed and approved within just a few days. It’s rare to find a company that combines compassion with professionalism so seamlessly. Thanks to your coverage, Micky is well on the road to recovery, and I can focus on her healing instead of worrying about costs. I will gladly recommend Healthy Paws to every pet owner I know. You have earned my complete trust and lifelong appreciation.
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5

out of 5

POSTED: | BY: Ellen Geiger

Best Pet insurance ever!

Quick and efficient review of the claims and quick payment. Healthy Paws offers plans for every pocket.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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