Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,740

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Andee

Thanks goodness for Healthy Paws

Thanks goodness for Healthy Paws - my little dog has had seizures and lots of tests to figure out why. Healthy Paws has processed the claims quickly and fairly. I am really glad I've stuck with them the past 8 years.
5

out of 5

POSTED: | BY: Eddie Konczal

Healthy Paws Pet Insurance does a great job responding to claims

Healthy Paws Pet Insurance does a great job responding to claims. The claims submission process is user-friendly and Healthy Paws responds very quickly. I enthusiastically recommend Healthy Paws to anyone looking for pet health insurance!
5

out of 5

POSTED: | BY: JDS

Very easy to submit the claims

Very easy to submit the claims, which were processed quickly and we received the reimbursement within a matter of days.
1

out of 5

POSTED: | BY: Daniel

Do not recommend

I have been with Healthy Paws for 9 years, no claims and all of the sudden they raise the premium to more than double. From $65 to $150. Their justification was that more pet owners file claims in CA right now. Wouldn't backdate my cancellation, even tho I caught it within a couple days of them hiking my rate. Super annoying to be forced to change providers at my dogs age.
5

out of 5

POSTED: | BY: Heather

Fast customer service and timely…

Fast customer service and timely reimbursement!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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