Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: T. Bowersox

Hassle-free experience

Claims submission is simple, I seldom wait more than a few days for processing, and reimbursements are so quick with direct deposit. I’ve simply never had any hassles with Healthy Paws.
5

out of 5

POSTED: | BY: Patricia Coyne

I have had this insurance for 6 years

I have had this insurance for 6 years, had only submitted a few small claims in 2024. Fast turn around for payment. This year my dog was hit by a car, was hospitalized and required surgery. Submitted claims and was asked for medical records from 2020 to 2022. Once they received them they promptly paid out on $21,000.00 worth of claims. Was impressed, and thankful, for the speed of payment on these claims as I live on a fixed income. Would highly recommend Healthy Paws to anyone considering pet insurance
5

out of 5

POSTED: | BY: Courtney Card

The Absolute Best

Where to start? I don’t know what I would do without Healthy Paws! Time and time again, they’ve literally saved my animals lives. From my dog Milo’s emergency foreign body surgery and corrective elbow surgery to my little cat Lucy’s Chronic Kidney Disease treatment, I know for a fact they wouldn’t be here today without you. And that’s just the tip of the iceberg. Thank you for giving me more precious moments with my babies, and supporting pet parents like me.
5

out of 5

POSTED: | BY: Christa Gibson

Healthy paws insurance has been our saving grace

Healthy paws insurance has been our best investment yet! We have had a rough couple weeks with our pup with some unexpected emergencies. Our insurance has been our saving grace. I have been able to provide my pet with the very expensive care he needs because I know that our insurance will help us take care or him. Their quick turn around is outstanding! I truly refer everyone I know with a pet to healthy paws insurance!
5

out of 5

POSTED: | BY: Michael McGrew

I just want to say thank to Healthy…

I just want to say thank to Healthy Paws Pet insurance . I have been with Health Paws for many years I have made many claims but never anything I would call big until this year when Jaxx’s was diagnosed with cancer. Without insurance we would not have been able to afford treatment and he would already be gone but because we have great insurance with Healthy Paws Jaxx’s is still here and is have more good days . Thank you again ❤️

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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