Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Bobbi Junier

Absolutely Awesome!

I've had Healthy Paws pet insurance on my dog, Cami, since I got her two years ago. They were wonderful helping me handle renal failure with my previous lab and made that sad experience alot less stressful. In fact, their excellent service, prompt claim settlement and caring followups played a large part in my decision to get another dog. Cami has had several issues already. She's an athletic, energy filled bundle of natural hunter and like a typical lab, sometimes leaps before she looks. Healthy Paws has been there for us every step of the way, making it possible for me to always give Cami the best medical care possible without hesitation. I wish I could say that I've never had to file a claim but with this little girl, they have been many and hefty! Healthy Paws lets me worry about my dog, not expenses. I wouldn't trade that for anything.
5

out of 5

POSTED: | BY: Clare

Excellent canine AND customer care!

This was our second claim with Healthy Paws as unfortunately our sweet dobie/shepherd mix tore the ACL on both her right and left knees. Healthy Paws processed both claims immediately and our reimbursement check arrived within days of submitting. The icing on the cake was the thoughtful email they sent after her surgery to send their well wishes. I wish my own health insurance was this prompt and responsive - Healthy Paws is a great company.
5

out of 5

POSTED: | BY: Margaret H.

Worth every penny - don't hesitate!

My mini wire hair dachshund was in the hospital with seizures for close to a week. This was my first claim and knowing full well the bureaucratic drudgery of people health insurance, honestly, I dreaded it. But the process could not have been simpler, easier, or faster. And the customer service is off the charts. They could not be nicer, every one.
5

out of 5

POSTED: | BY: Christina York

So thankful!

You never expect your dog or anyone in your family to get hurt. When our puppy Olive broke her leg we were totally caught off guard, Not only emotionally but financially. Healthy Paws was there from beginning to end. If it weren't for them we would be in some debt. For just $30 or so dollars a month they covered a substantial part of the bills. Thank you so much for being there for us! Olive is happy and healthy. :):):)
4

out of 5

POSTED: | BY: Cheri Levine

Understand the insurance

I have Healthy Paws for 3 of my dogs. I left another insurance because when my dog turned 10 they increased the premium by 60%! I called the State Attorney General. All pet insurance is like human insurance and must be reviewed. You can file a formal complaint to your State Attorney General. Healthy Paws has denied my claim a few times. When I call and talk to someone there and explain my claim they have reversed the denial.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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