Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sharon Hesterlee

Excellent Service

We have Healthy Paws insurance for our two Irish Wolfhounds Emmett and Olivia. Recently I've had to make four claims in a short period of time for a significant respiratory problem for one of them. I found Healthy Paws to be prompt in processing claims, one of which was for well over $1000, with absolutely no hassle. They also followed up to find out how my dog was doing...my human insurance doesn't do that! So, I don't think they are the rock bottom cheapest alternative out there, but I don't find them crazy expensive either and worth every penny. This is our first experience with pet insurance and I am very pleasantly surprised.
5

out of 5

POSTED: | BY: Amy Sandy

Must have!

My GSD, Kiefer is recovering from emergency back surgery thanks to Healthy Paws. I signed him up in February and what do you know, he managed to rupture a disc and was paralyzed at only 4 years old. This was not inexpensive veterinary care and we are beyond grateful that we had access to the best care. He is walking and getting stronger with physical therapy. We are so grateful and happy to spread the news; this insurance is not what you may remember pet insurance was on the past, confusing, with lots of exclusions. Having had dogs for years, I knew Kiefer would need it one time or another! Thank you Healthy Paws! :)
5

out of 5

POSTED: | BY: Angela Martin

A worthy Investment

We have definitely received a return on our money by selecting Healthy Paws as our pet insurance company. When my Akita was in the Emergency Room for bloat, I didn't care how much the surgery would cost as long as he survived but receiving a reimbursement for the surgery only a week latter really alleviated an already stressful situation of almost loosing my dog. That being said, it is their personalized, no strings attached, one-on-one customer service that makes them the best in the industry.
5

out of 5

POSTED: | BY: Allison

Reliable!

Super responsive, quick, supportive. I felt my pet and I were well taken are of, and they even followed up with me to make sure Emma was recovering well. Great experience for a stressful emergency!
5

out of 5

POSTED: | BY: Virginia deRaddo

Fantastic Coverage

We decided to get pet insurance for our dog, Arthur, a few months after we adopted him from a local shelter. We chose Healthy Paws primarily due to the excellent reviews we had read. Well, who would have thought we would have needed insurance for our young dog within three years of his adoption. Arthur started to have trouble walking and he underwent a number of tests over a six month period to determine what was causing his lameness. In April 2014, we received the terrible news that he had Lupus. Three months later we made the very difficult decision to say goodbye to him as his health was declining so dramatically. Our sincere thanks go out to Healthy Paws for their amazing coverage throughout Arthur's illness. The claims to Healthy Paws were many and it was very impressive how quickly those claims were received and processed. The financial expenditure was huge and Healthy Paws was always there for us. Thank you!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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