Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,190

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Marie

One less thing to worry about!

I love having Healthy Paws for my dog's insurance policy. We are reimbursed quickly for his illnesses, giving us one less thing to worry about. There are different options you can choose to fit your budget. We chose 90% reimbursement with the 100 dollar deductible. They've made it easy to submit a claim through an app on my phone. They process fast and get your reimbursement out quickly also.
5

out of 5

POSTED: | BY: Meg

Wonderful experience!

We signed up with Healthy Paws after adopting our puppy as they were recommended to us as being the best insurance company. A month after we got our puppy Cocoa, she hurt her knee and needed surgery. It was a tough time for us, but having Healthy Paws made things that much easier. After Cocoa's procedures, I scanned in all her vet's medical records and invoices for our claim. Within a day, Healthy Paws emailed us to let us know they needed the records from the hospital but that they were happy to call the hospital and obtain them for us. Since this was our first claim, they mentioned it may take a little longer to process, but we had our reimbursement check in our hands within 2 weeks after the claim. Everything was covered that they said would be. There were no questions asked. We also received an email from Healthy Paws a few weeks afterwards to check in on Cocoa. Based on their efficiency and professionalism, I would highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Melissa

Healthy Paws has been great!

I insured my two dogs Haley and Cinder with Healthy Paws Insurance this past year. My dog Haley had to undergo rotator cuff surgery, which is very expensive. Healthy Paws covered 90% of her surgery. They processed my claim in just a few days and I received the reimbursement with in a week. They even sent an email to check on Haley after her surgery. I would recommend Healthy Paws to anyone looking for pet insurance.
5

out of 5

POSTED: | BY: Noelle

Glad I chose Healthy Paws

I am very happy I chose healthy paws the claims process was so easy and so fast. Great communication. No one ever wants to have to use the insurance but when major things come up its good you can make the best decision possible about your pets (my children's) health knowing you have healthy paws in your corner. I did a lot of research when shopping for insurance and they were looked over my pets history and told me right up front what would be covered. You won't be disappointed.
5

out of 5

POSTED: | BY: Destini

Couldn't be happier!

I purchased insurance through Healthy Paws for my 12 week old Biewer Terrier after spending over $5000 in pet/vet/hospital bills within 8 months for 2 of my other dogs who unfortunately are not longer with me. I AM SO HAPPY I DID! My baby is now 2 years old and I have had to use Healthy Paws insurance 4 times! My most recent (and expensive) claim is when my Biewer came down with HGE and had to be hospitalized for 24 hours for aggressive IV treatment. The bill was over $1000! I submitted my claim online the day she was released and had a check for 90% reimbursement within a week! Plus, an email checking on how she was doing! So worth the $33/month I pay! So for anyone looking for good insurance for their pet(s), I HIGHLY recommend Healthy Paws! Excellent customer service!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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