Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Richard Baumann

Excellent pet insurance company! Great service!

Our yellow lab, Fiona, was throwing up, and we were very concerned. We were away on vacation and had to take her to a local animal hospital twice, until the situation was resolved. Once she was healthy again, we submitted both of the vet bills to Healthy Paws. They kept us informed at every step of the claim process, and we received our payment check by the time we got back home. They really are an excellent company, and we would highly recommend them!
5

out of 5

POSTED: | BY: Anna

Extremely Satisfied!

My German Shepherd recently had to go to the ER as she was having trouble breathing and swallowing. The vet sent her to a specialist who ultimately recommended surgery to fix any potential tears in her trachea. I submitted the bill the day after surgery expecting all kinds of loopholes and requests for additional information, etc. Instead, to my surprise, the claim was approved in less than 24 hours without any additional requests! And, we even received an e-mail checking on our pup to see how she was doing. Purchasing this insurance was absolutely the right decision. Having peace of mind when you are having to make health decisions for your pup is priceless!
5

out of 5

POSTED: | BY: Susan Gallant

Peace of Mind

We have two dogs, a puggle and a lab mix. It is without hesitation that I recommend Health Paws Insurance. We have had several claims ranging from UTI to the latest a paw laceration. Our claims are reviewed and paid within a few days! It's such a nice touch that they follow up with the animals progress and are genuinely concerned. It's a wonderful feeling that if something serious should happen to our pets we won't have to think twice about getting them the care they need since we have Healthy Paws Insurance!
5

out of 5

POSTED: | BY: Richard Trinnes

Amazing Coverage!

After thorough research on pet insurance for our 8 week old Labrador puppy and Healthy Paws was at the top of the list. My wife was a bit skeptical because the coverage and low monthly premium seemed too good to be true. We went ahead and purchased the pet insurance through Healthy Paws, hoping that we would never have to use it. Unfortunately, we did have to use the insurance due to multiple issues in the past few months and our puppy just turned 11 months. We have lost count of how many times we had to go to the vet for blood work and x-rays. This was the test as to whether Healthy Paws was really too good to be true. They are amazing! Everything from communication to their customer service to the reimbursement process was great. They acknowledge and confirm anything we have submitted to them by email. If we have questions, the customer service representatives are knowledgeable and friendly. As soon as our reimbursement request is approved, we receive a check within a week. AND they have sent us a personal note to check in on our puppy, which we appreciated. The past few months have been stressful, but Healthy Paws never added to that stress. They truly live up to their words and commitment to their clients. THANK YOU, Healthy Paws!
5

out of 5

POSTED: | BY: Regina Williams

Great Insurance

Recently my little girl Saedee got bit by a dog at the dog park. She had to have a little surgery and stitches in the emergency room. I never thought this would happen to my sweet little girl but within a minute she was attacked to the tune of $810. My claim with Healthy Paws was handled professionally and with care for my precious Saedee. They were concerned for her from beginning to end. I have had Healthy Paws insurance for a few years now and am very happy with them. I received my reimbursement check within 2 weeks. I would highly recommend . I did a lot of research before choosing them and they have proven themself time and time again. So happy to have this insurance with them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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