Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
Healthy Paws made a horrific experience easier. My 9 month Maltipoo, 4 lbs. ,Gigi, broke her leg. She had to see an Orthopedic Surgeon and have surgery which required a metal plate and screws. Gigi is still recuperating. The bills, so far, are in excess of $6,000. Healthy Paws followed up and processed the expenses, within three days, and are paying 90% of the costs. I will not have the financial burden of those pet owners that have no pet insurance. I definitely recommend Healthy Paws for all pet owners. Accidents happen. This insurance will give you some piece of mind. Healthy Paws Customer Care Team has been checking up on Gigi's recovery. They have been wonderful.
5
out of 5
POSTED:
| BY: Ally
Thank you thank you!
My dog Jackson got an aggressive growth in this thigh. It almost appeared over night. After several biopsys and surgeries to remove what we discovered was a cancerous tumor we had to make the tough decision to amputate his leg. Thanks to Healthy paws I was able to afford all the care and medical treatment he needed in this process. It was quick and easy to file claims and I received compensation usually within a week after filing. I am very happy and greatful to be a Healthy Paws family member. The staff kept in contact with us and genuinely cared about us and our progress and his health. Healthy paws made it so we could focus on his health and recovery instead of worrying how we were going to afford everything. Jackson is now a happy and healthier three legged dog and we thank you Healthy Paws!
5
out of 5
POSTED:
| BY: Michon
Absolutely Amazing and Very Highly Recommended
I have been insured with Healthy Paws since March 2015. Recently, my 7 month old puppy was diagnosed with a genetic shoulder joint problem in both shoulders. The total cost for the two appointments, including surgery was just shy of $4000. For both of my visits, the same day that I processed my online claim form, my claim was completed. There were no hassles, they paid for all costs that were agreed to in my contract,and even after the claim was completed,they have remained in contact with me showing concern for my puppy. This company and its staff are absolutely top notch and fabulous. With the devastating news that my puppy needed expensive bi-lateral shoulder surgery, Healthy Paws Pet Insurance took the financial worry completely away. I would recommend this to all my friends, and have done so, continuously. Thank you Healthy Paws for taking care of my little guy.
5
out of 5
POSTED:
| BY: Kristen
Healthy Paws has the most comprehensive coverage!
I have had nothing but pleasant experiences with countless members of the Healthy Paws team. Upon the adoption of my lab-mix puppy, Titan, I thoroughly researched every pet insurance option available, calling and emailing multiple customer service reps from multiple companies to ensure I had an apples-to apples-comparison. Healthy Paws won us as a customer, and I've never been happier.
We submitted our first claim (Titan had worms...), and everything was covered outside of the exam fee!
While it did take a bit longer to process, it was our first claim, and we submitted about 11 documents to Healthy Paws from his initial visit, his visit for boosters/vaccines, and his neutering surgery, among a few other pieces of paperwork. I knew this claim would not reach our deductible, but wanted to get all of our information in the system for if he has a larger claim that will require reimbursement.
I cannot stress how amazing their coverage is. I'm writing this review not because I was reimbursed for a large claim (thankfully!), but because I have the confidence and peace of mind that if that day comes, Healthy Paws will be there.
They truly have the most comprehensive and thorough coverage.
They have an annual deductible which is the most cost-effective, they pay off the actual vet bill (unlike VPI), have no maximum payout limits (unlike Embrace and PetPlan), have no transaction fees (unlike PetPlan), cover Rx and OTC if prescribed (on a case-by-case basis), cover breed-specific and hereditary/congenital conditions, cover specialists, mobility aids, acupuncture/chiropractic treatments as prescribed by a vet, and cover dental extractions/reconstructions if due to an accident. They do not have any "Wellness Plan" add on, but for the price of their premiums you can afford to purchase a plan through your own vet (such as Banfield) if you desire.
If you are considering purchasing insurance for your dog, I urge you to reach out to a Healthy Paws customer service rep, and you'll be sold. Enroll your pup early, and you'll be set!
5
out of 5
POSTED:
| BY: Karen
Well Worth the Money
We have been with Healthy Paws for several years now and have never been disappointed with their service. They have great coverage and you get your reimbursement check very quickly. They check in to see how your animal is doing and are caring and kind. We can highly recommend this company to anyone looking for exceptionable pet insurance.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.