Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,961

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Denise

Easiest process ever

Healthy paws was the choice I went with after much research. They're friendly to work with and answered all my questions with ease. My pup had a CCL injury and needed surgery asap. I am a student with no real income and had to pay out front for the surgery with credit cards. Healthy Paws had my claim completed within DAYS of filing. I cant put into words how easy this process was. I tell all my pet having friends that pet insurance is a necessity and Healthy Paws is the way to go.
5

out of 5

POSTED: | BY: Holly

Healthy Paws A++++

Have had nothing but great experience with Healthy Paws. They are quick to repsond & get claim processed. Know many that have had the same experiences. Definitely better than most pet insurances.
5

out of 5

POSTED: | BY: Kate

Excellent Service!

I am so thankful to have had Healthy Paws pet insurance for our young Golden Retriever, who at 11 months was diagnosed with elbow dysplasia and required surgery. Healthy Paws paid our claim for the elbow surgery without any problems. I do not know how we would have been able to afford the over $6000 surgery without Healthy Paws insurance. Not only did they cover this condition (which most companies will not, because some consider it a genetic condition), but they make the claims process incredibly easy. I simply upload a JPEG of the invoice, and they send a reimbursement check. I have recommended Healthy Paws to everyone I know with a pet! Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Altamirano

We needed the best and found the best!

Bear was diagnosed with pancreatitis and extreme intestinal inflammation. Needless to say we were extremely concerned. He had to be hospitalized for 4 days and during that time the vet performed treatments to flush his stomach, intestines and colon. His very serious condition was treated and all went well. Bear is back to his bouncy happy self! Again Healthy Paws helped to ease our hearts and bring peace of mind during a traumatic and stressful experience. Healthy Paws reimbursed us within one week and covered 90% of the cost as per our package. More than the prompt processing of our claim is the heartwarming words we receive from Healthy Paws. A representative emailed to inquire about Bear's well being and wished him a speedy recovery. Healthy Paws have proved they care about our babies. They even wish our Boone and Bear birthday wishes! With Healthy Paws we found the best! From our hearts to yours! With warm regards, The Altamirano Family
5

out of 5

POSTED: | BY: Lory

McKenzie

Our 10 year old otherwise healthy and happy shih Tzu had a seizure and began acting very lethargic. Our primary vet referred us to a specialist that was able to diagnose her problem and get her on an appropriate treatment plan. Healthy Paws Insurance gave us assurance as we made decisions for our sweet little shih Tzu. Today, McKenzie is getting more active and has been seizure free, we are very happy to have made the switch from another insurance carrier. Healthy Paws processed our claims in timely and accurate manner. Further, the team reached out via email to check on her after a few weeks. Customer service at its finest. Thanks team for your help during this scary time!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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