Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,233

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 56
  • 278
  • 9,233
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Kelley Johnson

Unbelievable Customer Service

Healthy Paws pet insurance has done an amazing job with handling my claim and sending me my reimbursement check. I received my check in 3 days. They even checked on my dog, Ruby, to make sure she's okay.

out of 5

POSTED: | BY: Dee Heron

We love Healthy Paws!

We got Healthy Paws a short time after adopting our 8 week old puppy Bailey. Bailey is now almost 7 months, and we have had a few mishaps along the way, classic puppy! Thank God for Healthy Paws! When Bailey cut her paw really badly Healthy Paws handled the claim so quickly even our vet was surprised. And the customer service is amazing! They always email to check up on Bailey, and it doesn't seem forced at all...they really do care about our pup and it shows. I would recommend Healthy Paws to anyone!!

out of 5

POSTED: | BY: Donald Ross

Couldn't be more pleased!!!

I cannot say enough about Healthy Paws prompt and compassionate response to a first claim made for our10 year old female labrador, who recently underwent surgery. The claim was straightforward to complete, and the reimbursement very fair. Our family will strongly recommend HealthyPaws to anyone researching quality pet insurance. Thank you, Healthy Paws, for your kind and compassionate response to us, and to our pets. We couldn't have made a better choice for pet insurance.

out of 5

POSTED: | BY: Edith K

Healthy Paws

I am very happy with Healthy Paws and their customer service. They respond to all claims quickly and clearly explain what is eligible and what is not. In addition, they seem to genuinely care about your pet. While you never want to need to use your insurance, my shiba did end up needing major surgery. Healthy Paws provided excellent service.

out of 5

POSTED: | BY: Karen Donnelly

First Claim /The Best

My cat Jada age 14 was diagnoised with Pancreatis. Before this Jada has been very healthy and dosen't look or act like a 14 yr. old. Then I noticed some weight loss from not eating which is not like her at all(she loves her food and her brother's as well). There were a couple of bouts with vomiting and diarrhea too. The vet did a complete work-up and ultrasound which verified his findings. I submitted all records and claims and the next day heard back from Healthy Paws letting me know that they received everything and would be handling this right away. And that is just what they did!! Prompt attention to Jada's case and I even received another email just to ask how she was doing!!!!! I don't get that treatment from my own doctor :( I am so impressed with Healthy Paws that I have made it my business to tell other animal owners of my experience.The processing was easy and within 1 week of them receiving my claim and associated paperwork it was completed and emailed to me the findings and how much I would be refunded. WOW!!!! Every one I spoke with over the phone was polite, helpful and caring. Thank you so much.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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