Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,724

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 248
  • 9,724

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Wing Sze

Tooth Resorption

Healthy Paws really cares about our love ones. I highly recommend this insurance company to everyone.

out of 5

POSTED: | BY: Michael O.

A Great Decision

We have both a dog and a cat insured with Healthy Paws. Both pets have had some issues, and Healthy Paws gives us peace of mind knowing that we can always give our pets the best treatment options available without having to worry about costs. We have realized that no matter how good of care we take of our pets, they will occasionally get sick or injured. Even a minor illness or injury can become very costly if special tests or surgery are required. Healthy Paws processes claims in an expedient manner and provides a clear explanations of benefits. Healthy Paws allows us to choose what veterinarian we use and follow his or her recommended course of treatment. They do not require any pre-authorizations and there is no "out-of-network" or alternate reimbursement scale. One major advantage over their competitors is that like our human insurance, their is only one annual deductible, whereas some pet insurers have a "per illness" deductible. They will even review your pets' records for you before you purchase insurance to verify any pre-existing conditions. We have recommended Healthy Paws to our friends and family. The truth is, because of Healthy Paws, our pets are afforded every option for a long and healthy life.

out of 5

POSTED: | BY: Wayne Fry

Healthy Paws Insurance the best by far!

Our handsome Cockapoo Smokey suffered a CCL tear about a month ago and underwent surgery to correct the condition just two weeks ago. He is progressing very well and is happy to know his owner is extremely well pleased with the results of the surgery and the manner in which Healthy Paws has handled his claim. The staff at Healthy Paws has far exceeded my expectations with regards to processing my claim, and they have taken a personal interest in Smokey's recovery. The claim was processed in a timely and orderly fashion and I am now awaiting arrival of the reimbursement check. I am wildly enthusiastic about recommending Healthy Paws Insurance to anyone who values personal interest and professional excellence when it comes to dealing with their pets. Having done business with a previous pet insurance company, I can assure you Healthy Paws Pet Insurance is the best in every respect hands down. Thank you Healthy Paws for outstanding service and dedication. Our experience with you has been a pleasurable one to say the least.

out of 5

POSTED: | BY: Matthew

There for us in a very difficult time

When our dog almost died a month ago, the last thing we wanted to worry about was the vet bills piling up. It took all our time and energy just taking care of an old and sick animal. Healthy Paws has a very straight forward claims submission process. Since they are popular, many of the Vets are already familiar with them and offered to submit our claim for us. I expected the reimbursement to take months, but they mailed a check out within the week!

out of 5

POSTED: | BY: Debbie Tozzi

Care for your pet

My cat, Bella, was not well and what started as an ultra-sound ended up in surgery for a tumor (cancer) and further treatment for intestinal issues. I would not have been able to afford the treatment if it was not for Healthy Paws. Yes, I paid for the things they do not cover, but they paid for a big chunk of all the treatments. Glad to say that Bella is recovering nicely! :)

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review