Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,738

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 249
  • 9,738

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Margie

So happy I chose Healthy Paws for Charlie's pet in

I got my lab mix, Charlie, in the summer of 2011 and started looking for some pet insurance. I did a lot of research into the various pet insurances and came across Healthy Paws. I have been more than happy with the plan I have chosen and the service I have received! I have put in a couple of claims and have been very very happy with the excellent customer service and how quickly my claims were handled. I highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Annette Raible

Healthy Paws Delivers!

My claim took a little longer to process; it was my first, and vet records had to be forwarded not only from my vet, but also from the shelter that had cared for my dog prior to her adoption. I was prepared for the delay because the website clearly provided this information in the FAQ. I have to admit, after hearing stories of frustration about pet insurance in general, I was not quite convinced that it was a worthwhile investment until the reimbursement check actually arrived! Thank you, Healthy Paws, for not discriminating against older pets. Princess and I are very happy to have you on our side!
5

out of 5

POSTED: | BY: Brian

Easy to work with and quick

Have two Labrador Retrievers. One of them ate close to 100 paint balls. The other ate a few. Took them both to the doggy emergency room. The one that ate the most ended up having seizures and had to spend multiple nights while the other just spent one night and never really showed many symptoms. Both dogs are doing fine now. My experience with Healthy Paws was excellent. I filed two claims (one for each dog) and in both cases they were quick to answer questions and more importantly reimburse me for my claims. Healthy Paws was very easy to work with and quick!
5

out of 5

POSTED: | BY: Kathleen M.

Healthy Paws does what they promise.

We recently had occasion to put our Healthy Paws insurance policy on our puppy to the test. He had injured his paw on something, and it created an unexpected bill of over $500. We followed the easy to understand directions, submitted our claim, and within a couple of weeks we were reimbursed for the full amount due to us (less our deductible and co-insurance payment that we had selected). I highly recommend Healthy Paws. I am a preferred provider for many human health insurance companies, and my experience with Healthy Paws was completely painless compared to my experiences working with human health insurance company policies and practices. Bravo, and thank you. Sincerely, Kathleen M. Devney
5

out of 5

POSTED: | BY: Elena Rose

For once a PLEASANT surprise!

Healthy Paws is the 3rd pet insurance I have used. We used VIP which I did not like at all and I think Pet Plan. Healthy Paws is by far the best. They cover exactly what they say they are going to cover AND they are So nice and helpful. You can even get assistance via email after hours. I was so surprised at the end of the night when I sent an email wondering about a problem with my first claim that was cleared up in minutes via email and it was my misunderstanding. I received follow up emails about my pet's health and then emails explaining my reimbursement which was amazing. The monthly payment is reasonable for my $100 deductible and 90 % coverage and I can't believe how efficient and kind they are. I HIGHLY recommend Healthy Paws Insurance!!!! - and am so grateful I made the decision to use them.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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