Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,502

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,502

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rosemary Pfuhl

Healthy Paws...Simply the Best

Not enough room to write about how wonderful Healthy Paws Pet Insurance has been to me and my wolfhound, Zachary. Zachary had to be admitted, on an emergency basis, to Veterinary Specialty Hospital in North County, San Diego, California. I was absolutely sure he would get the best care possible from them and I was absolutely sure he would incur huge medical expenses. I didn't hesitate because I felt sure that Healthy Paws would be there to rescue both of us. He had a very rare liver lobe torsion and after extensive tests and CT scans and many specialists he was diagnosed and immediately sent to surgery. Although I was confident that Healthy Paws would save us...there is always that small little voice echoing, "What if they deny the claim?" Thank goodness every little fear was immediately erased when I heard from Healthy Paws that they were processing the claim and then within 24 hours heard that they would be covering every bit of Zachary's bill as the arrangement we had. I am amazed not only at the speed in which they handled the claim but also the kindness and support extended from this wonderful company. I will continue to rave about them and the comfort they provide for all of us who have pets that are family members! What a horrible decision to have to put Zachary down because I wouldn't be able to pay such a high medical bill. Thanks to Healthy Paws I will never be put in the position to make that decision. Thank you...thank you...thank you Healthy Paws!
5

out of 5

POSTED: | BY: Dave P

Could not be happier!

Our poor dog had a slipped disc that was so bad it bruised his spine. Healthy Paws reimbursed me for this whopper of a bill for his surgery in a very timely manner and without hassle. I highly recommend them to anyone who is looking for an awesome pet insurance company!
5

out of 5

POSTED: | BY: Lila

Fantastic

Healthy Paws is the best for insurance! I had my dog with another insurance and I didn't receive half as much money as Healthy Paws reimburses. The staff is also very caring for my dog.
5

out of 5

POSTED: | BY: Debra C.

What a relief

I got Healthy Paws insurance for my current cat, Ginger. My previous cat, Shadow, didn't have insurance and I wound up having to take out a loan to pay for his health care. I knew better this time around - I'd rather make known monthly payments, and get something back, than sudden unexpected large ones. Ginger was a rescue off the street and it turns out she's 'a delicate flower'. In addition to some serious issues including surgery she's being treated for severe allergies. Thanks to Healthy Paws I can afford her immunotheraphy and medications to support the injections. I've always received my reimbursement (the actual check) within a week. Its nice that Healthy Paws checks back with you to ask how your pet is doing, too.
5

out of 5

POSTED: | BY: Steve

Best dog "accessory" you can buy

I was really skeptical about pet insurance - that 1. our dog's visits to the vet would be covered (he'd have enough issues to make it worthwhile (and that they'd be the covered type of incident)) and 2. it would be easy to get money (especially when you're paying out of pocket and being reimbursed) I was pleasantly surprised that 1. not only are the premiums worth it, but that they really do cover everything that is non-preventative. And 2. it was super easy to file the claim (I printed out and brought the form to the vet and they faxed it in for me) and they keep you notified via email as they are processing it. Seriously, paying the premiums is the best "accessory" you can buy - I spend way more on chew toys that don't last a month! I also want to add, I wasn't sure if we should bring him into the vet initially - but knowing we were covered by insurance made the decision much easier, and it's nice to have that peace of mind!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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