Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 7,378

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.6
  • 4.9
  • Count
  • 31
  • 323
  • 7,378

Updated: November 13, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Sam S.

The very best service, care and professionalism

Healthy Paws is simply an extraordinary company dedicated to making it easy and fast to process claims. We submitted the pre-prepared forms from the Healthy Paws website, and our vet was able to send in the doctor's signed and completed forms. Healthy Paws sent emails confirming receipt of the claim, and even provided status updates as to how much of our claim was reimbursed (all expected). The check was then mailed with no fuss and very quickly. They even followed-up with a sincere email to see now our Buddy, the Labradoodle was fairing. I absolutely recommend Healthy Paws. We cannot be happier and more secure in the knowledge that they are our pet insurer.

out of 5

POSTED: | BY: sylwia kruszewska

best pet insurance

i would like to Thank Healthy paws for saving my little teacup malshi dog's life. She was attacked and horribly injured by another big dog. Healthy paws were there for me right away with financial help to make sure coco can get the quickest treatment to save her life and they did.My baby is doing much better now she is even able to get up on her own and walk slowly.She went thru so many treatments and surgeries and i wouldn't be able to make this happen without t healthy paws insurance.Im so glad i chose them and im recommending them to anyone i have 3 pets in my house and they all insured. God bless you.Thank you for everything you guys did for me.I have not enough words to describe how thankful i feel to you guys.Such caring costumer service and thank you for checking up with me how my baby is feeling.This is very sweet of you guys

out of 5

POSTED: | BY: Cristhian

Simply the best!!

Our 8 month old Lab suffered a broken leg. After having our puppy go through multiple X-rays, ER visit, vet visits, and surgery, he is now back to normal. Working with Healthy Paws was an amazing experience. They were able to process the claim in less than a week, we were able to communicate with them via email and phone without an issue. Very quicl with the response, professional and caring. We felt like Healthy Paws really cares for the well being of our puppy. Healthy Paws is simply the best!

out of 5

POSTED: | BY: Toni Valluzzi

Healthy Paws has awesome service.

As we all know our furry companions mean the world to us and when they are ill we worry & rush them to the doctor just as we would a human baby. My Little female weim puppy seemed to be urinating way too much. I immediately went online to do research. The symptoms that she demonstrated indicated that she could possibly have a UTI & if not taken care of could lead to other problems. It was a Nat'l holiday but I did not care I could not take a chance so I rushed her to the Vet. The end result was she did not have a UTI infection thank heaven. Healthy Paws processed my claim immediately and I received my payment within days. I was totally impressed with their customer service and the expedience of my claim. I will pass their name on to others that have puppies. By the way, most importantly I will pass their name on to my breeder as well as mention it on the breeders Facebook Page. Rates are reasonable. Talk about a protective mother; that is certainly how I would descibe myself. Thanks, Healthy Paws

out of 5

POSTED: | BY: Judi Belfi

Compassionate Healthcare

After losing a cat to a long and expensive illness, when I adopted again I shopped for pet health insurance. Healthy Paws rated A+ from BBB,but what made my decsion was the reviews from pet owner like myself that raved about the compassion they recieved from the Customer Care service. I have experienced this myself and when your pet is so sick it is comforting to know that they truely care.I recieved e-mails and phone calls expressing their concern and sending hugs.I don't get that from my own insurance company. Do you?

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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