Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 7,502

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 7,502

Updated: June 02, 2024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Igor Chechushkov

Great Insuarance company ever!

My cat Robin recently had surgery related to cancer. In sum it was more than $3000 and Healthy Paws finally covered about 80% of that amount. The service was incredibly fast. So I have had great experience and I am happy I bought that insurance.
5

out of 5

POSTED: | BY: Perri Yinger

Healthy Paws is like having a Fairy Godmother!

When our young girl, Libby, ruptured one cruciate and badly tore the other, we'd only had our HP coverage for a few months. Even though the literature said that she'd be covered, we wondered through how many hoops we'd have to jump in order to get the reimbursement. Not only did HP e-mailed within an hour or two of receiving the faxed invoices from my vet, but we received our reimbursements within two weeks, and without any extra work on our part. When a complication sent Libby back for more surgery, not only have the invoices been processed quickly, but they've called/e-mailed us to see how she's recovering! My husband had a hip replacement several months ago, and we're still struggling with our insurance carrier to get the surgeon, anesthesiologist, et al paid. Healthy Paws is more like our Fairy Godmother: we call out for help, and PRESTO! it's all done . . . AND they do it with kindness and a virtual hug. It's stressful enough trying to keep a smart, young, active dog entertained post-surgery while, at the same time, keeping her quiet and sedate. I am SO grateful I'm not having to wrestle with an insurance company over hidden exclusions, or worry about how we're going to afford to repair our broken pup. We couldn't be happier we made the decision to insure our dogs with Healthy Paws!
5

out of 5

POSTED: | BY: Tammy

Wish my personal health insurance was this helpful

My dog started to limp one day and it did not improve. After a couple visits to the vet, they realized she had a shoulder injury. The treatment has been expensive and Healthy Paws has been so helpful. Since I signup up several years ago they been amazing. Four points: Their forms are so easy I typically file them right in the vet's office. Within a day or two of filing a claim I receive an email confirmation that the claim has been received. Usually within another one day or two I get a second email telling me the claim has been processed and how much the reimbursement check will be. Several days later, I receive the claim check in the mail. So quick and easy. I highly recommend Healthy Paws to anyone with a pet. They have given me peace of mind when making health care decisions for my dog.
5

out of 5

POSTED: | BY: Theresa Morrow

Excellent Insurance

This insurance is excellent. This was my 2nd claimfiled for my beagle. He had an obstruction. I highly recommend Healthy Paws to anyone with pets. My vet will even be advertising for Healthy Paws based on my feedback.
5

out of 5

POSTED: | BY: Angela Jones

I'm so glad Healthy Paws exists

When our dog, Bogart, needed surgery to remove a foreign object from his intestines the price tag to make him better wasn't a concern...but it sure was comforting to know we had a pet insurance company that would reimburse us for a portion of the total expense. No hoops. No nit-picking. We submitted a simple claim form and a copy of receipt from the vet hospital and within 2 weeks we had a check that covered most of the bill. I especially loved that they took the time to send an email to follow-up on Bogart's recovery. You don't even get that attention from people insurance companies and their premiums are MUCH higher! I recommended Healthy Paws to a co-worker who enrolled her two dogs about the same time I got coverage for my two dogs. I couldn't wait to tell her (and anyone else) the wonderful outcome to our claim. I highly recommend Healthy Paws Pet Insurance!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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