Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,083

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.7
  • 4.9
  • Count
  • 67
  • 264
  • 9,083
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Jen Hnatko

Fast Processing and Individualized Attention

One of the first things that I liked about Healthy Paws Pet Insurance was that they allowed me to submit all of my dog's records and did a medical review to make sure that she would have no pre-existing conditions. When Pixel had her first claim (an incident of chocolate toxicity), Healthy Paws processed her claim just as they should have, and they processed it in under 24 hours of receiving it. My experiences with Healthy Paws since the first claim have also been very positive. They process quickly (again, usually e-mailing me an Explanation of Benefits within 24 hours of receiving a claim). And, everything that should be covered is covered. I enrolled Pixel in Healthy Paws because I liked their coverage options, and since she's been enrolled, I've been happy with their claims handling and payment. Plus, I've been pleased with the personalized follow-up that they do. After every claim, a representative has e-mailed me with a kind letter asking how Pixel is doing. (They even encourage you to send in a picture of your pet!) I have already recommended Healthy Paws Pet Insurance to several friends. It's comforting to know that I can afford to take care of my little girl in an emergency.

out of 5

POSTED: | BY: Tyler Livas

Simply amazing pet insurance.

About four months ago my great Great Dane escaped and was unfortunately hit by a car, but survived with damage to his left hind limb. Thanks to having Healthy Paws pet insurance, however, I was able to go full speed ahead on getting him the surgery he needed to keep his leg. Not only did they pay for almost all of the surgery, they were extremely helpful along the way and made it completely hassel-free. This was nice during a time when emotions were running high. Now my dog is receiving physical therapy (hydrotherapy), and this is also covered by Healthy Paws. Signing up with them when I first adopted my boy was the best decision I have ever made. THANK YOU HEALTHY PAWS.

out of 5



If there was one company to compare healthy paws insurance with, it would be Nordstrom. They go above and beyond in their customer service. All questions are promptly answered whether it be through e-mail or phone. There's no catches with this company, they are upfront about what they'll cover. My dog ended up having to go to the emergency room for various complications, died, but was resuscitated. He was hospitalized for several days, racking up a bill of approximately $3,000+. The claim was processed within the day, reimbursement check was in the mail within a week! I got back $2700+. They are great with following up before and after the claim, seem to show care for our pets. I cannot recommend this company enough, this is the insurance company to get for your dog! Thank you Healthy Paws!!!

out of 5

POSTED: | BY: Susie

Best Overall Coverage

Healthy Paws provides the most comprehensive coverage there is on the market. One annual deductible, not a per-incident deductible and now there are unlimited lifetime benefits for your pet without the per-incident limit. If you pet ever becomes seriously ill (cancer, etc), nothing else will cover the bill like Healthy Paws. There co-insurance is that you pay the 'office visit', which is manageable. The only reason I rated a 9 instead of a 10 is that your policy will go up by 9% per year as your pet ages. That is significant.

out of 5

POSTED: | BY: Brandon

A+++ Great Policy, Great Customer Service

I recently used my Healthy Paws insurance policy to help pay for my dogs $4,000 TTA surgery (ACL repair). There is no way that I could have afforded the surgery without them. From my initial sign up to every claim the staff has been excellent. Leslie was quick to answer every question that I had and sent out all claim information and payment super quick. Would highly recommend!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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